1902 Oak Tree Ln, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 1902 Oak Tree Ln, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 1990
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2020)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`558-15-00-044`

Property Details

APN / Parcel Number

Primary APN	`558-15-00-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	990 sqft
Upper Floors Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	111 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	122 sqft
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1902 OAK TREE LN
City	MOUNT PLEASANT
State	SC
Zip	29464-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SWEETGRASS DESCRIPTION -LOT 31 PHASE I SITE NAME -SWEETGRASS
Legal Subdivision	SWEETGRASS
Legal Phase	1
Legal Lot Number	31
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1001
Census Tract	4619

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1902 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Oct 8, 2015 · Amount on File
Deed Book / Page	881 / 561
Prior Transfer Date	Aug 28, 2008
Prior Transfer Doc	0015/0873
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 11, 2020
Property Address	1902 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413
Document Number	0881/0561
Book / Page	000881 / 000561
Instrument Date	May 7, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1902 OAK TREE LN MOUNT PLEASANT SC 294649413, MOUNT PLEASANT, SC 29464-9413

Mortgage

Document Number	881/0562
Date	May 11, 2020
Book Page	000881/000562

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (+12%)	$506,000 (+2,775%) Land $196,800 Building $309,200	$672,900 (+52.93%) Land $196,800 Building $476,100
2024	$1,800.00 (+9.36%)	$17,600 (-)
2022	$1,646.00	$17,600	$440,000 (-) Land $174,982 Building $265,018
2020			$440,000 Land $174,982 Building $265,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 200 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	200 in force
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20