Charleston County property record for 1908 Oak Tree Ln, Mount Pleasant, SC 29464 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,671 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $812,500 (2025) |
| Tax Bill | $2,047.00 (2025) |
| Primary APN | 558-15-00-047 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,671 sqft Living Area |
| 1st Floor | 1,047 sqft 1st Floor |
| Upper Floors | 624 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,988 sqft (0.39 acres) |
| Depth X Width | 166 ft x 103 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 263 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Street Address | 1908 OAK TREE LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-9413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -SWEETGRASS DESCRIPTION -LOT 28 PHASE I |
| Legal Subdivision | SWEETGRASS |
| Legal Phase | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | CHARLESTON SC |
| Minor Civil Division | MOUNT PLEASANT |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 4619 |
Source: Charleston County records · APN 558-15-00-047
Assessment roll updated August 1, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 09, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 29, 2023 | Intrafamily Transfer, Transfer |
| Feb 15, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage SOUTH CAROLINA FCU |
| May 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) JP MORGAN CHASE BK |
| May 30, 2019 | Grant Deed, Transfer · Line of Credit JP MORGAN CHASE BK |
| Jan 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2025 · Amount on Record |
| Deed Sale | Apr 09, 2025 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Book / Page | 1306 / 149 |
| Prior Transfer Date | Aug 22, 2023 |
| Prior Transfer Doc | 0012000396 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 01, 2026 |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 1379000193 |
| Book / Page | 1379 / 193 |
| Instrument Date | Mar 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | UNITED WHOLESALE MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 1379000193, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 1379/193 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0013730941 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 1373/941 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0013560070 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 1356/70 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | May 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 29, 2023 |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 0012000396 |
| Book / Page | 1200 / 396 |
| Map Reference | MB CA PG 6 |
| Instrument Date | Aug 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 15, 2023 |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 0011630737 |
| Book / Page | 1163 / 737 |
| Map Reference | MB CA PG 6 |
| Instrument Date | Jan 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 OAK TREE LN, MT PLEASANT, SC 29464-9413 |
| Document Number | 0001163739 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 1163/739 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 0822/0575 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1908 OAK TREE LN MOUNT PLEASANT SC 294649413, MOUNT PLEASANT, SC 29464-9413 |
| Investor | Possibly a Property Investor |
| Document Number | 0822/0575 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 000822/000575 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 30, 2019 |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 0798/0619 |
| Book / Page | 000798 / 000619 |
| Instrument Date | May 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 OAK TREE LN MOUNT PLEASANT SC 294649413, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 798/0620 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 000798/000620 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 29, 2019 |
| Property Address | 1908 OAK TREE LN, MOUNT PLEASANT, SC 29464-9413 |
| Document Number | 0774/0578 |
| Book / Page | 000774 / 000578 |
| Instrument Date | Jan 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1908 OAK TREE LN MOUNT PLEASANT SC 294649413, MOUNT PLEASANT, SC 29464-9413 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,047.00 (+18.39%) | ||
| 2024 | $1,729.00 (+9.57%) | $16,800 (-) | |
| 2022 | $1,578.00 | $16,800 | $420,000 (-) Land $167,500 Building $252,500 |
| 2020 | $420,000 Land $167,500 Building $252,500 |
1908 Oak Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Charleston County (45019C), updated September 9, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 4th in South Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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