1902 Hickory Trace Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1902 Hickory Trace Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,084 sqft · built 2004
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Jul 2017)
Tax Bill$1,725 (2023)
Deeds & MortgagesOct 2022 Second Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-05-26-014266-010-25

Property Details

APN / Parcel Number

Primary APN17-05-26-014266-010-25

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,084 sqft Living Area
Gross Area3,920 sqft
1st Floor Area2,636 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,200 sqft (0.234 acres)
Garage TypeAttached
Garage Area836 sqft
PorchFinished/Open Porch
Porch Area948 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1902 HICKORY TRACE DR
CityFLEMING ISLAND
StateFL
Zip32003-8390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 25 RIVER HILLS RESERVE U 1 AS REC OR 3989 PG 1716
Legal Range26E
Legal Township05S
Legal Section17
Legal SubdivisionRIVER HILLS RESERVE U 1
Legal Lot Number25
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30707

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1902 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jul 5, 2017Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2017 · Amount on Record
Deed SaleJul 5, 2017 · Amount on Record
Prior SaleMar 10, 2004 · Amount on Record
Deed Document Number201733887
Deed Book / Page3989 / 1716
Prior Transfer DateJan 4, 2013
Prior Transfer Doc0034891497
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1902 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8390
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1902 HICKORY TRACE DR, FLEMING ISLE, FL 32003-8390

Mortgage

Document Number0046601034
DateOct 24, 2022
Book Page4660/1034
Instrument2022063200
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2032

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 5, 2017
Property Address1902 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8390
Document Number0039891716
Book / Page003989 / 001716
Instrument DateJun 22, 2017
Instrument33887
Transaction TypeTransfer
Record UpdatedJul 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1902 HICKORY TRACE DR FLEMING ISLAND FL 320038390, FLEMING ISLAND, FL 32003-8390

Mortgage

Document Number39891717
DateJul 5, 2017
Book Page003989/001717
Instrument33888
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJul 4, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$401,993 (+5.99%)$529,279 (+1.97%) Land $100,000 Building $429,279
2023$1,725.00 (+2.19%) Disabled Person's exemption Veteran's exemption$379,286 (+3%)$519,063 (+15.19%) Land $100,000 Building $419,063
2022$1,688.00 Disabled Person's exemption Veteran's exemption$368,239$450,614 Land $80,000 Building $370,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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