Clay County property record for 1890 Hickory Trace Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,433 sqft · built 2004 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jul 2020) |
| Tax Bill | $3,466 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-26-014266-010-22 |
| Primary APN | 17-05-26-014266-010-22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,433 sqft Living Area |
| Gross Area | 3,434 sqft |
| 1st Floor Area | 1,661 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,200 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 836 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1890 HICKORY TRACE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 22 RIVER HILLS RESERVE U 1 AS REC OR 4330 PG 1049 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 17 |
| Legal Subdivision | RIVER HILLS RESERVE U 1 |
| Legal Lot Number | 22 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30707 |
Source: Clay County records, as of March 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1890 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jul 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 11, 2019 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 202035664 |
| Deed Book / Page | 4330 / 1049 |
| Prior Transfer Date | Dec 1, 2015 |
| Prior Transfer Doc | 0038150895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1890 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1890 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387 |
| Document Number | 0050130851 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 5013/851 |
| Instrument | 2026006496 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 1890 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387 |
| Document Number | 0043301049 |
| Book / Page | 4330 / 1049 |
| Map Reference | MB 34 PG 70-75 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020035664 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1847 COMMODORE POINT DR, 1847, FLEMING ISLAND, FL 32003-7206 |
| Name | Verified Name |
|---|---|
| Address | 1890 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387 |
| Document Number | 0043301051 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 4330/1051 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 11, 2019 |
| Property Address | 1890 HICKORY TRACE DR, FLEMING ISLAND, FL 32003-8387 |
| Document Number | 0042300847 |
| Book / Page | 004230 / 000847 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 48824 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2019 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,187.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5411 NE WINDEMERE RD SEATTLE WA 98105, SEATTLE, WA 98105 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,466.00 (+4.84%) Homeowner's exemption | $267,403 (+5.99%) | $428,623 (+1.97%) Land $85,000 Building $343,623 |
| 2024 | $3,306.00 (-37.4%) | ||
| 2023 | $5,281.00 (+5.09%) Homeowner's exemption | $252,299 (+3%) | $420,347 (+14.62%) Land $85,000 Building $335,347 |
| 2022 | $5,025.00 Homeowner's exemption | $244,951 | $366,744 Land $70,000 Building $296,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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