1902 Anderson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1902 Anderson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1981
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$380,218 (Sep 2023)
Tax Bill	$4,474 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-06815`

Property Details

APN / Parcel Number

Primary APN	`010-2710-06815`
Alternative APNs	`1036149` `1154761`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Gross Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1154761
Street Address	1902 ANDERSON RD
City	DULUTH
State	MN
Zip	55811-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 173 FT OF ELY 80 FT OF WLY 170 FT OFW1/2 OF E1/2 OF NW1/4 OF NE1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	30
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4000
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1902 ANDERSON RD, DULUTH, MN 55811-5624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK & TRUST
Jul 20, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONAL BK/CMRC
Aug 17, 2017	Warranty Deed, Transfer · Conventional with PMI NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	20231474096
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 11, 2026
Property Address	1902 ANDERSON RD, DULUTH, MN 55811-5624
Document Number	0001532335
Instrument Date	Apr 24, 2026
Instrument	20261532335
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 ANDERSON RD, DULUTH, MN 55811-5624
Investor	Possibly a Property Investor

Mortgage

Document Number	0001532335,
Date	May 11, 2026
Instrument	20261532335

Lender

Name	FIRST CLASS MORTGAGE V INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 15, 2023
Property Address	1902 ANDERSON RD, DULUTH, MN 55811-5624
Document Number	0001474096
Instrument Date	Sep 1, 2023
Instrument	1474096
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.72
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1902 ANDERSON RD, DULUTH, MN 55811-5624

Mortgage

Document Number	0001474097
Date	Sep 15, 2023
Instrument	1474097

Lender

Name	PARK STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1902 ANDERSON RD, DULUTH, MN 55811-5624
Document Number	00A1386244
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1902 ANDERSON RD DULUTH MN 558115624, DULUTH, MN 55811-5624

Mortgage

Document Number	00A1386244
Date	Jul 28, 2020
Instrument	A1386244

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 17, 2017
Property Address	1902 ANDERSON RD, DULUTH, MN 55811-5624
Document Number	00A1315609
Instrument Date	Aug 16, 2017
Instrument	A1315609
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1902 ANDERSON RD DULUTH MN 558115624, DULUTH, MN 55811-5624

Mortgage

Document Number	A1315610
Date	Aug 17, 2017
Instrument	A1315610

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,474.00 (+10.41%) Homeowner's exemption
2025	$4,052.00 (+4.7%) Homeowner's exemption	$428,700 (+37.67%) Land $29,600 Building $399,100	$428,700 (+37.67%) Land $29,600 Building $399,100
2024		$311,400 (+15.76%) Land $38,600 Building $272,800	$311,400 (+15.76%) Land $38,600 Building $272,800
2023	$3,870.00 Homeowner's exemption
2022		$269,000 Land $37,200 Building $231,800	$269,000 Land $37,200 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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