1831 Anderson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1831 Anderson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,242 sqft · built 1951
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2020)
Tax Bill	$3,756 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2710-05725`

Property Details

APN / Parcel Number

Primary APN	`010-2710-05725`
Alternative APN	`1100313`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,242 sqft Gross Area
1st Floor Area	852 sqft
Basement Area	511 sqft
Finished Basement	511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	25,700 sqft (0.59 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	80 sqft
Storage Building	96 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1100313
Street Address	1831 ANDERSON RD
City	DULUTH
State	MN
Zip	55811-5625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF W 1/2 OF SE 1/4 OF SW 1/4 OF SE1/4 BEGINNING AT A POINT 660 65/100 FT EAND 33 FT N OF SW CORNER THENCE N 22526/100 FT
Legal Range	14W
Legal Township	50N
Legal Section	19
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1039
Census Tract	301

Owner

1831 Anderson Rd is owned and occupied by an individual who bought it in November 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1831 ANDERSON RD, DULUTH, MN 55811-5625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit THINK MUTUAL BANK
Feb 17, 2026	Deed of Trust, Mortgage · Closed-End Mortgage THINK MUTUAL BANK
Nov 20, 2020	Warranty Deed, Transfer · Conventional with PMI THINK MUTUAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Nov 30, 2016 · Amount on File
Deed Document Number	20201396547
Prior Transfer Date	Mar 29, 2012
Prior Transfer Doc	0001183771
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1831 ANDERSON RD, DULUTH, MN 55811-5625
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 ANDERSON RD, DULUTH, MN 55811-5625

Mortgage

Document Number	0001528089
Date	Feb 17, 2026
Instrument	1528089

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1831 ANDERSON RD, DULUTH, MN 55811-5625
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 ANDERSON RD, DULUTH, MN 55811-5625

Mortgage

Document Number	0001528088
Date	Feb 17, 2026
Instrument	1528088

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 15, 2041

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 20, 2020
Property Address	1831 ANDERSON RD, DULUTH, MN 55811-5625
Document Number	00A1396547
Instrument Date	Nov 13, 2020
Instrument	A1396547
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1831 ANDERSON RD DULUTH MN 558115625, DULUTH, MN 55811-5625

Mortgage

Document Number	A1396548
Date	Nov 20, 2020
Instrument	A1396548

Lender

Name	THINK MUTUAL BK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1831 Anderson Rd was $3,756 with a homeowner's exemption, up 12% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,756.00 (+11.99%) Homeowner's exemption
2025	$3,354.00 (-12.38%) Homeowner's exemption	$289,000 (+9.43%) Land $44,100 Building $244,900	$289,000 (+9.43%) Land $44,100 Building $244,900
2024	$3,828.00	$264,100 Land $56,800 Building $207,300	$264,100 Land $56,800 Building $207,300
2022		$241,500 Land $54,700 Building $186,800	$241,500 Land $54,700 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1831 Anderson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1831 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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