1901 Oriole Pl, Prospect, KY 40059 Property Records

Oldham County property record for 1901 Oriole Pl, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,195 sqft · built 1977
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Apr 2012)
Tax Bill	$3,987 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-02B-04-165`

Property Details

APN / Parcel Number

Primary APN	`04-02B-04-165`
Alternative APN	`58834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,195 sqft Living Area
Basement Area	2,195 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	58834
Street Address	1901 ORIOLE PL
City	PROSPECT
State	KY
Zip	40059-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.69AC
Legal Subdivision	CARDINAL HARBOUR
Legal Block	SEC 4
Legal Lot Number	165
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	3
Census Block	3021
Census Tract	30802

Owner

1901 Oriole Pl is owned and occupied by an individual who acquired it in January 2018.

Source: Oldham County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1901 ORIOLE PL, PROSPECT, KY 40059-9038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2012 · Amount on File
Deed Sale	Apr 20, 2012 · Amount on File
Deed Document Number	2012447905
Deed Book / Page	1022 / 350
Last Transfer Date	Jan 12, 2018
Transfer Doc	D1183/296
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1901 ORIOLE PL, PROSPECT, KY 40059-9038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2475/250
Date	Dec 17, 2020
Book Page	M2475/250
Instrument	611369

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Jan 25, 2018
Property Address	1901 ORIOLE PL, PROSPECT, KY 40059-9038
Document Number	D1183/296
Book / Page	D1183 / 296
Map Reference	MB3 PG49
Instrument Date	Jan 12, 2018
Instrument	535056
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMSTONE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6505V DEEP CREEK DR, 6505V, PROSPECT, KY 40059-9440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 ORIOLE PL, PROSPECT, KY 40059-9038

Mortgage

Document Number	535057
Date	Jan 25, 2018
Instrument	535057

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Oriole Pl was $3,987.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,987.00	$320,000 Land $80,000 Building $240,000	$320,000 Land $80,000 Building $240,000
2023	$3,632.00	$290,000 Land $80,000 Building $210,000	$290,000 Land $80,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1901 Oriole Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	214 (1978–2026)
Claims Outside the SFHA	19 of 214
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 48 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 11 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1901 Oriole Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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