1900 Oriole Pl, Prospect, KY 40059 Property Records

Oldham County property record for 1900 Oriole Pl, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2024)
Tax Bill	$6,202 (2025)
Deeds & Mortgages	Jun 2024 Sale Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-02B-04-164`

Property Details

APN / Parcel Number

Primary APN	`04-02B-04-164`
Alternative APNs	`59766` `64305`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Basement Area	1,150 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	64305
Street Address	1900 ORIOLE PL
City	PROSPECT
State	KY
Zip	40059-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.0AC
Legal Subdivision	CARDINAL HARBOUR
Legal Block	SEC 4
Legal Lot Number	164
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	3
Census Block	3021
Census Tract	30802

Owner

Source: Oldham County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 501, GOSHEN, KY 40026-0501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2024	Deed, Transfer
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2024768834
Deed Book / Page	1385 / 479
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0000330255
Record Updated	Sep 20, 2026

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Jun 25, 2024
Property Address	1900 ORIOLE PL, PROSPECT, KY 40059-9038
Document Number	0D1385/479
Book / Page	D1385 / 479
Map Reference	MB 3 PG 49
Instrument Date	Jun 21, 2024
Instrument	768834
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10480 HAWKS LANDING DR, LAND O LAKES, FL 34638-0124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 501, GOSHEN, KY 40026-0501

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1900 ORIOLE PL, PROSPECT, KY 40059-9038
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 ORIOLE PL, PROSPECT, KY 40059-9038

Mortgage

Document Number	0M2640/546
Date	Oct 19, 2023
Book Page	M2640/546
Instrument	745141

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 12, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1900 ORIOLE PL, PROSPECT, KY 40059-9038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MATTINGLY FORD TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2397/404
Date	Mar 12, 2020
Book Page	M2397/404
Instrument	565635

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jun 21, 2018
Property Address	1900 ORIOLE PL, PROSPECT, KY 40059-9038
Document Number	D1194/0138
Book / Page	D1194 / 0138
Map Reference	MB3 PG49
Instrument Date	Jun 1, 2018
Instrument	540229
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 ORIOLE PL, PROSPECT, KY 40059-9038

Mortgage

Document Number	540230
Date	Jun 21, 2018
Instrument	540230

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,202.00 (+41.82%)	$500,000 (+42.86%) Land $60,000 Building $440,000	$500,000 (+42.86%) Land $60,000 Building $440,000
2023	$4,373.00	$350,000 Land $55,000 Building $295,000	$350,000 Land $55,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	214 (1978–2026)
Claims Outside the SFHA	19 of 214
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 48 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 11 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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