1901 Franklin St, Onalaska, WI 54650 Property Records

La Crosse County property record for 1901 Franklin St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Mar 2022)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Aug 2016 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-003477-002`

Property Details

APN / Parcel Number

Primary APN	`018-003477-002`
Alternative APN	`65855`

Exterior

Lot Area	6,273 sqft (0.144 acres)

Location & Zoning

Account Number	65855
Street Address	1901 FRANKLIN ST
City	ONALASKA
State	WI
Zip	54650-9086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CERTIFIED SURVEY MAP NO. 138 VOL 14 LOT 2 DOC NO. 1549468 SUBJ TO AGREE IN DOC NO. 1552214
Legal Range	07
Legal Township	17
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	SURVEY MAPS PAGE 138
Legal Lot Number	2
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2020
Census Tract	10404

Owner

1901 Franklin St is owned and occupied by an individual who bought it in March 2022.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1901 FRANKLIN ST, ONALASKA, WI 54650-9086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2010	Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA
Aug 1, 2016	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS CU
Jun 26, 2020	Warranty Deed, Transfer NEW CUSTOM TITLE, NEW CASTLE TITLE
Aug 16, 2010	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Jun 26, 2020 · Amount on File
Deed Document Number	1790042
Record Updated	Jun 8, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1901 FRANKLIN ST, ONALASKA, WI 54650-9086
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001552213
Date	Jun 23, 2010
Instrument	1552213

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.42%
Type Change Date	Jul 1, 2013
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.42%
Index	1-Year T-Bill
Max Rate	10.4%

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1901 FRANKLIN ST, ONALASKA, WI 54650-9086
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001679153
Date	Aug 1, 2016
Instrument	1679153

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2031

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Mar 2, 2022
Property Address	1901 FRANKLIN ST, ONALASKA, WI 54650-9086
Document Number	0001790042
Map Reference	PG 138 DOC 1549468
Instrument Date	Feb 24, 2022
Instrument	1790042
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001790043
Date	Mar 2, 2022
Instrument	1790043

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 26, 2020
Property Address	1901 FRANKLIN ST, ONALASKA, WI 54650-9086
Document Number	1748999
Map Reference	VOL14PG138DOC1549468
Instrument Date	Jun 26, 2020
Instrument	1748999
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001749000
Date	Jun 26, 2020
Instrument	1749000

Lender

Name	FIREFIGHTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 26, 2020
Property Address	1901 FRANKLIN ST, ONALASKA, WI 54650-9086
Document Number	0001748999
Map Reference	VOL14PG138DOC1549468
Instrument Date	Jun 26, 2020
Instrument	1748999
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 16, 2010
Property Address	1901 FRANKLIN ST, ONALASKA, WI 54650-9086
Document Number	0001555716
Map Reference	MAP14 PG138
Instrument Date	Aug 13, 2010
Instrument	1555716
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5201 STONEWOOD DR, EAU CLAIRE, WI 54703-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1901 FRANKLIN STREET, ONALASKA, WI 54650-9086

Mortgage

Document Number	0001555717
Date	Aug 16, 2010
Instrument	1555717

Lender

Name	ALTRA FCU
Type	Credit Union
Address	LA CROSSE, WI 54601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Franklin St was $3,192 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 Homeowner's exemption	$251,100 Land $32,300 Building $218,800	$254,000
2023	$3,058.00 Homeowner's exemption	$181,100 Land $32,300 Building $148,800	$181,100 Land $32,300 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1901 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1901 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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