1821 Franklin St, Onalaska, WI 54650 Property Records

La Crosse County property record for 1821 Franklin St, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$11,000 (Apr 2026)
Tax Bill$3,987 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN018-005241-000

Property Details

APN / Parcel Number

Primary APN018-005241-000
Alternative APNs
  • 18 5241 0
  • 52251

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address1821 FRANKLIN ST
CityONALASKA
StateWI
Zip54650-9090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMZA
Legal DescriptionMEIER FARM ADDITION ONE LOT 10 BLOCK 2 EX SLY 47FT T/W & SUBJ TO RESTR IN DOC NO. 1527798
Legal Range07W
Legal Township17N
Legal Section32
Legal SubdivisionMEIER FARM ADDITION
Legal Block2
Legal Lot Number10
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group2
Census Block2020
Census Tract10404

Owner

Source: La Crosse County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLSFARGOBANKNA
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
COULEE BANK
Jul 1, 2022Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU
May 18, 2020Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK
Jan 3, 2017Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2026 · Amount on File
Deed SaleApr 27, 2026 · Amount on File
Prior SaleJul 1, 2022 · Amount on File
Deed Document Number20261848084
Prior Transfer DateJun 28, 2024
Prior Transfer Doc0001821847
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateApr 27, 2026
Property Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090
Document Number0001848084
Instrument DateMar 10, 2026
Instrument2026.1848084
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$3,333.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090

Mortgage

Document Number0001848085,
DateApr 27, 2026
Instrument2026.1848085
Lender
NameWELLSFARGOBANKNA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001769179
DateMar 29, 2021
Instrument1769179
Lender
NameCOULEE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJul 1, 2022
Property Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090
Document Number0001796081
Instrument DateJun 30, 2022
Instrument1796081
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$768.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0001796082
DateJul 1, 2022
Instrument1796082
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.38%
Index1-Year CMT

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateMay 18, 2020
Property Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090
Document Number0001746186
Instrument DateMay 15, 2020
Instrument1746186
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyNEW CASTLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001746187
DateMay 18, 2020
Instrument1746187
Lender
NameMERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJun 5, 2045
Interest
Rate TypeAdjustable Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJan 3, 2017
Property Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090
Document Number0001687577
Instrument DateDec 22, 2016
Instrument1687577
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyKNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TITLE UNITED LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$483.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 FRANKLIN ST, ONALASKA, WI 54650-9090

Mortgage

Document Number0001687578
DateJan 3, 2017
Instrument1687578
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,987.00 (+21.48%)$292,700 (+50.57%) Land $31,400 Building $261,300$296,100 (+52.31%)
2023$3,282.00$194,400 Land $31,400 Building $163,000$194,400 Land $31,400 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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