1901 Esplendido Ave, Vista, CA 92084 Property Records

San Diego County property record for 1901 Esplendido Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,233 sqft · built 1958
Lot Size	1.46 acres (64,033 sqft)
Owner	2 Company Names on Record
Last Sale	$1,014,500 (Aug 2025)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184-220-18-00`

Property Details

APN / Parcel Number

Primary APN	`184-220-18-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,233 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	64,033 sqft
View / Lot	Good
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1901 ESPLENDIDO AVE
City	VISTA
State	CA
Zip	92084-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 34-11-3W /EXC RD & DOCS150257&180008REC68/ DOC43026REC56 IN
Legal Range	03W
Legal Township	11
Legal Section	34
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONS DIRECT MORTGAGE, LLC
Jun 7, 2021	Intrafamily Transfer, Transfer
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 9, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Apr 15, 1986 · Amount on Record
Deed Document Number	2025218817
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0000420345
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2026
Property Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917
Document Number	0000125682
Instrument Date	Apr 13, 2026
Instrument	2026125682
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917

Mortgage

Document Number	0000125682,
Date	May 4, 2026
Instrument	2026125682

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2021
Property Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917
Document Number	0000420345
Instrument Date	May 24, 2021
Instrument	2021-0420345
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917

Mortgage

Document Number	0000828078
Date	Dec 23, 2020
Instrument	2020-0828078

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2018
Property Address	1901 ESPLENDIDO AVE, VISTA, CA 92084-7917
Document Number	0000186441
Instrument Date	May 8, 2018
Instrument	186441
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1901 ESPLENDIDO AVE VISTA CA 920847917, VISTA, CA 92084-7917

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,014,475 (+269.21%) Land $700,000 Building $314,475
2025	$3,070.00 (+6.04%) Homeowner's exemption	$274,769 (+4.04%) Land $95,255 Building $179,514
2024	$2,895.00 (+2.55%)
2023	$2,823.00 (+0.32%) Homeowner's exemption	$264,102 Land $91,557 Building $172,545
2022	$2,814.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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