2045 Esplendido Ave, Vista, CA 92084 Property Records

San Diego County property record for 2045 Esplendido Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,942 sqft · built 1962
Lot Size	12.5 acres (545,371 sqft)
Owner	Company Name on Record
Last Sale	$687,000 (Aug 2001)
Tax Bill	$14,277 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184-212-17-00`

Property Details

APN / Parcel Number

Primary APN	`184-212-17-00`
Alternative APN	`1842121100`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,942 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	545,371 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1842121100
Street Address	2045 ESPLENDIDO AVE
City	VISTA
State	CA
Zip	92084-7919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 34-11-3W SWQ (EX ST)DOC11-0257697 IN SEQ OF SEC 33&IN
Legal Range	03W
Legal Township	11
Legal Section	34
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19903

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 3, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY
Mar 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2001 · Amount on Record
Deed Sale	Aug 9, 2001 · Amount on Record
Prior Sale	Mar 18, 1997 · Amount on Record
Deed Document Number	2001565708
Last Transfer Date	Feb 4, 2021
Transfer Doc	0000166812
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919

Mortgage

Document Number	0000555593
Date	Sep 21, 2020
Instrument	2020-0555593

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919

Mortgage

Document Number	0000017275
Date	Jan 12, 2022
Instrument	2022-0017275

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2021
Property Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919
Document Number	0000166812
Instrument Date	Feb 4, 2021
Instrument	2021-0166812
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2021
Property Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919
Document Number	0000166810
Instrument Date	Feb 4, 2021
Instrument	2021-0166810
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 ESPLENDIDO AVE, VISTA, CA 92084-7919

Mortgage

Document Number	0000166811
Date	Mar 3, 2021
Instrument	2021-0166811

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,263,515 (+2%) Land $785,587 Building $477,928
2025	$14,277.00 (+5.94%)	$1,238,741 (+15.59%) Land $770,184 Building $468,557
2024	$13,476.00 (+13.52%)
2023	$11,871.00 (+0.24%)	$1,071,641 Land $740,278 Building $331,363
2022	$11,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Esplendido Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures