1901 Clay Ln, Charleston, SC 29414 Property Records

Charleston County property record for 1901 Clay Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,588 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Oct 2020)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`309-00-00-435`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-435`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,588 sqft Living Area
Gross Area	3,946 sqft
1st Floor Area	1,165 sqft
Upper Floors Area	1,423 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.19 acres)
Porch	Slab
Porch Area	371 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1901 CLAY LN
City	CHARLESTON
State	SC
Zip	29414-6680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CAROLINA BAY PHASE 17BDESCRIPTION -LOT 112
Legal Subdivision	CAROLINA BAY PHASE 17B
Legal Phase	17
Legal Lot Number	112
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2018
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1901 CLAY LN, CHARLESTON, SC 29414-6680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional with PMI SOUTH CAROLINA FCU
Oct 24, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2020 · Amount on Record
Deed Sale	Oct 24, 2020 · Amount on Record
Prior Sale	Sep 25, 2015 · Amount on Record
Deed Book / Page	928 / 360
Prior Transfer Date	Oct 3, 2018
Prior Transfer Doc	0757/0176
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1901 CLAY LN, CHARLESTON, SC 29414-6680
Document Number	0928/0361
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 CLAY LN CHARLESTON SC 294146680, CHARLESTON, SC 29414-6680

Mortgage

Document Number	0928/0361
Date	Nov 3, 2020
Book Page	000928/000361

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 24, 2020
Property Address	1901 CLAY LN, CHARLESTON, SC 29414-6680
Document Number	0928/0360
Book / Page	000928 / 000360
Instrument Date	Sep 28, 2020
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1901 CLAY LN CHARLESTON SC 294146680, CHARLESTON, SC 29414-6680

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 31, 2018
Property Address	1901 CLAY LN, CHARLESTON, SC 29414-6680
Document Number	0757/0176
Book / Page	000757 / 000176
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1901 CLAY LN CHARLESTON SC 294146680, CHARLESTON, SC 29414-6680

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,812.00 (+11.63%)	$552,000 (+2,775%) Land $87,515 Building $464,485	$668,900 (+39.35%) Land $117,400 Building $551,500
2024	$2,519.00 (+7.28%)	$19,200 (-)
2022	$2,348.00	$19,200	$480,000 (-) Land $76,100 Building $403,900
2020			$480,000 Land $76,100 Building $403,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	125 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 76% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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