1937 Clay Ln, Charleston, SC 29414 Property Records

Charleston County property record for 1937 Clay Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,268 sqft · built 2014
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$869,000 (Jun 2026)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`309-00-00-456`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-456`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,268 sqft Living Area
Gross Area	5,052 sqft
1st Floor Area	1,604 sqft
Upper Floors Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1937 CLAY LN
City	CHARLESTON
State	SC
Zip	29414-6680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB L13 MAPPLATP 0046 SUBDIVISIONNAME CAROLINA BAY PHASE 17C LOT 17-3-121
Legal Subdivision	CAROLINA BAY
Legal Phase	17C
Legal Lot Number	3,17
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2018
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1937 CLAY LN, CHARLESTON, SC 29414-6680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Aug 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	202640013
Deed Book / Page	1398 / 821
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0911/0251
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 26, 2026
Property Address	1937 CLAY LN, CHARLESTON, SC 29414-6680
Document Number	0000040013
Book / Page	1398 / 821
Instrument Date	Jun 22, 2026
Instrument	202640013
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324,745.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1937 CLAY LN, CHARLESTON, SC 29414-6680

Mortgage

Document Number	0000040014,
Date	Jun 26, 2026
Instrument	202640014

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 31, 2020
Property Address	1937 CLAY LN, CHARLESTON, SC 29414-6680
Document Number	0911/0251
Book / Page	000911 / 000251
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1937 CLAY LN CHARLESTON SC 294146680, CHARLESTON, SC 29414-6680

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00 (+11.51%)	$572,355 (+2,774.71%) Land $82,685 Building $489,670	$769,900 (+54.69%) Land $112,100 Building $657,800
2024	$2,606.00 (+7.2%)	$19,910 (-)
2022	$2,431.00	$19,910	$497,700 (-) Land $71,900 Building $425,800
2020			$497,700 Land $71,900 Building $425,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	125 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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