1901 Carolyn Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1901 Carolyn Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,637 sqft · built 1981
Lot Size	0.335 acres (14,636 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Oct 2021)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84894`

Property Details

APN / Parcel Number

Primary APN	`84894`
Alternative APNs	`142630085200010140` `142630398500010140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,637 sqft Heated Area
Gross Area	2,350 sqft
1st Floor Area	937 sqft
Upper Floors Area	700 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,636 sqft (0.335 acres)
Lot Dimensions	121 ft deep x 120 ft wide
Garage Type	Finished
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	362 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	84894
Old Parcel Number	142630398500010140
Street Address	1901 CAROLYN CT
City	SAINT CLOUD
State	FL
Zip	34769-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LORRAINE EST UNIT 1 PB 2 PG 184 LOT 14
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE EST 1-4
Legal Tract	852
Legal Block	1
Legal Lot Number	14
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2026
Census Tract	43303

Owner

1901 Carolyn Ct is owned and occupied by an individual who bought it in October 2021.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1901 CAROLYN CT, SAINT CLOUD, FL 34769-5503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Dec 18, 2002 · Amount on File
Deed Document Number	2021167424
Deed Book / Page	6074 / 1038
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 27, 2021
Property Address	1901 CAROLYN CT, SAINT CLOUD, FL 34769-5503
Document Number	0060741038
Book / Page	6074 / 1038
Map Reference	MB 2 PG 184
Instrument Date	Oct 22, 2021
Instrument	2021167424
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	THE CLOSING AGENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1007 FOX TRACE CT, 1007, PORT ORANGE, FL 32127-4977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 CAROLYN CT, SAINT CLOUD, FL 34769-5503

Mortgage

Document Number	60741040
Date	Oct 27, 2021
Instrument	6074/1040

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1901 Carolyn Ct was $3,334 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,334.00 Homeowner's exemption	$229,165	$307,900 Land $65,000 Building $242,900
2023	$3,135.00 (+6.45%) Homeowner's exemption	$216,221 (+5.19%)	$280,200 (+26.05%) Land $60,000 Building $220,200
2022	$2,945.00 Homeowner's exemption	$205,558	$222,300 Land $50,000 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1901 Carolyn Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1901 Carolyn Ct is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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