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1900 Carolyn Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1900 Carolyn Ct, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,443 sqft · built 1981
Lot Size0.332 acres (14,462 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Dec 2018)
Tax Bill$2,589 (2025)
Deeds & MortgagesDec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN84893

Property Details

APN / Parcel Number

Primary APN84893
Alternative APNs
  • 142630085200010090
  • 142630398500010090

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,443 sqft Heated Area
Gross Area2,295 sqft
1st Floor Area1,443 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,462 sqft (0.332 acres)
Lot Dimensions122 ft deep x 119 ft wide
Garage TypeFinished
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area332 sqft
FenceFence
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number84893
Old Parcel Number142630398500010090
Street Address1900 CAROLYN CT
CitySAINT CLOUD
StateFL
Zip34769-5504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLORRAINE EST UNIT 1 PB 2 PG 184 LOT 9
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE EST 1-4
Legal Tract852
Legal Block1
Legal Lot Number9
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1900 CAROLYN CT, SAINT CLOUD, FL 34769-5504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Prior SaleApr 11, 2012 · Amount on Record
Deed Document Number2018187819
Deed Book / Page5454 / 2292
Record UpdatedJun 8, 2026

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 26, 2018
Property Address1900 CAROLYN CT, SAINT CLOUD, FL 34769-5504
Document Number0054542292
Book / Page5454 / 2292
Map ReferenceMB 2 PG 184
Instrument DateDec 21, 2018
Instrument2018187819
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,329.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4495 KISSIMMEE PARK RD, 4495, SAINT CLOUD, FL 34772-7607

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1900 CAROLYN CT, SAINT CLOUD, FL 34769-5504

Mortgage

Document Number2018187820
DateDec 26, 2018
Instrument2018187820
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,589.00 (+6.63%) Homeowner's exemption$187,554 (+5.99%)$271,300 (+11.42%) Land $65,000 Building $206,300
2023$2,428.00 (+3.89%) Homeowner's exemption$176,961 (+3%)$243,500 (+24.81%) Land $60,000 Building $183,500
2022$2,337.00 Homeowner's exemption$171,807$195,100 Land $50,000 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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