19005 Rutledge Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 19005 Rutledge Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.25 ba · 3,076 sqft · built 1962
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Trust Names on File
Last Sale	$1,350,000 (May 2024)
Tax Bill	$15,827 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-117-22-33-0059`

Property Details

APN / Parcel Number

Primary APN	`18-117-22-33-0059`

Interior

Bedrooms	6 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,076 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	1,925 sqft
2nd Floor Area	1,151 sqft
Basement Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2010
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating Fuel	Electric

Location & Zoning

Street Address	19005 RUTLEDGE RD
City	WAYZATA
State	MN
Zip	55391-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 003 A DEEPHAVEN PARK SUBD NO 3 LOTS 7 AND 8 100 X 140
Legal Range	22
Legal Township	117
Legal Section	18
Legal Quarter	33
Legal Subdivision	DEEPHAVEN PARK SUBD NO 3
Legal Block	3
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	4
Census Block	4017
Census Tract	27400

Owner

19005 Rutledge Rd is owner-occupied and held in a trust since August 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	19005 RUTLEDGE RD, WAYZATA, MN 55391-3160
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU
Sep 4, 2019	Warranty Deed, Transfer BANK OF AMERICA
Jan 4, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	202411287203
Last Transfer Date	Aug 5, 2025
Transfer Doc	0011391906
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	19005 RUTLEDGE RD, WAYZATA, MN 55391-3160
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11067725
Date	Jan 13, 2022
Instrument	A11067725

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	19005 RUTLEDGE RD, WAYZATA, MN 55391-3160
Document Number	0010701072
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19005 RUTLEDGE RD WAYZATA MN 553913160, WAYZATA, MN 55391-3160

Mortgage

Document Number	0010701072
Date	Sep 12, 2019
Instrument	10701072

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 11, 2029

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 4, 2019
Property Address	19005 RUTLEDGE RD, WAYZATA, MN 55391-3160
Document Number	0010698070
Instrument Date	Aug 5, 2019
Instrument	10698070
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19005 RUTLEDGE RD WAYZATA MN 553913160, WAYZATA, MN 55391-3160

Mortgage

Document Number	10698071
Date	Sep 4, 2019
Instrument	10698071

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Mortgage

Document Number	10698072,
Date	Sep 4, 2019
Instrument	10698072

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 3, 2029

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 4, 2018
Property Address	19005 RUTLEDGE RD, WAYZATA, MN 55391-3160
Document Number	0010519220
Instrument Date	Dec 27, 2017
Instrument	10519220
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,856.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19005 RUTLEDGE RD WAYZATA MN 553913160, WAYZATA, MN 55391-3160

Mortgage

Document Number	10519221
Date	Jan 4, 2018
Instrument	10519221

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19005 Rutledge Rd was $15,827, up 15.6% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,827.00 (+15.56%)	$1,262,500 (+12.31%) Land $435,000 Building $827,500	$1,262,500 (+12.31%) Land $435,000 Building $827,500
2024	$13,696.00 (+12.58%)	$1,124,100 Land $390,000 Building $734,100	$1,124,100 Land $390,000 Building $734,100
2023	$12,166.00 Homeowner's exemption
2022		$1,048,000 Land $229,000 Building $819,000	$1,048,000 Land $229,000 Building $819,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19005 Rutledge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19005 Rutledge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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