18975 Rutledge Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 18975 Rutledge Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,009 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,611 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-117-22-33-0058`

Property Details

APN / Parcel Number

Primary APN	`18-117-22-33-0058`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,346 sqft
Basement Area	565 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	18975 RUTLEDGE RD
City	WAYZATA
State	MN
Zip	55391-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLOCK 003 A DEEPHAVEN PARK SUBD NO 3 LOT 6 AND W 1/2 OF LOT 5 75 X 140
Legal Range	22
Legal Township	117
Legal Section	18
Legal Quarter	33
Legal Subdivision	DEEPHAVEN PARK SUBD NO 3
Legal Block	3
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	4
Census Block	4017
Census Tract	27400

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18975 RUTLEDGE RD, WAYZATA, MN 55391-3158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	18975 RUTLEDGE RD, WAYZATA, MN 55391-3158
Document Number	0010734504
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18975 RUTLEDGE RD WAYZATA MN 553913158, WAYZATA, MN 55391-3158

Mortgage

Document Number	0010734504
Date	Dec 10, 2019
Instrument	10734504

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,611.00 (+41.81%)	$573,300 (+30.59%) Land $378,500 Building $194,800	$573,300 (+30.59%) Land $378,500 Building $194,800
2023	$4,662.00 Homeowner's exemption
2022		$439,000 Land $208,000 Building $231,000	$439,000 Land $208,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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