1900 River Rd, Sparta, WI 54656 Property Records

Monroe County property record for 1900 River Rd, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2021)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-02585-5697`

Property Details

APN / Parcel Number

Primary APN	`281-02585-5697`
Alternative APN	`281-880-009-155`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	1900 RIVER RD
City	SPARTA
State	WI
Zip	54656-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF 18CSM127 #548605, BEING PART OF LOT 11, BLK 9 OF ASPEN FIELDS
Legal Range	04W
Legal Township	17N
Legal Section	22
Legal Subdivision	ASPEN FIELDS
Legal Block	9
Legal Lot Number	1
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4021
Census Tract	950300

Owner

Source: Monroe County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 RIVER RD, SPARTA, WI 54656-2474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage WESTBY STAT
Aug 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Oct 27, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	2021700338
Prior Transfer Date	Jan 28, 2011
Prior Transfer Doc	0000611932
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jun 17, 2021
Property Address	1900 RIVER RD, SPARTA, WI 54656-2474
Document Number	700338
Map Reference	MB18 PG127 DOC548605
Instrument Date	Jun 10, 2021
Instrument	700338
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	MONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	700339
Date	Jun 17, 2021
Instrument	700339

Lender

Name	WESTBY STAT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1900 RIVER RD, SPARTA, WI 54656-2474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	691192
Date	Aug 20, 2020
Instrument	691192

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Oct 27, 2017
Property Address	1900 RIVER RD, SPARTA, WI 54656-2474
Document Number	0000669167
Instrument Date	Oct 27, 2017
Instrument	669167
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	669168
Date	Oct 27, 2017
Instrument	669168

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00 (+22.89%) Homeowner's exemption	$222,600 (+19.74%) Land $20,900 Building $201,700	$222,400 (+21.53%)
2023	$2,682.00 Homeowner's exemption	$185,900 Land $15,000 Building $170,900	$183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, TDS Telecom, Verizon.

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