1848 River Rd, Sparta, WI 54656 Property Records

Monroe County property record for 1848 River Rd, Sparta, WI 54656

Property Summary

Property Type	Commercial
Lot Size	0.885 acres (38,551 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Oct 2022)
Tax Bill	$16,296 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-02266-2600`

Property Details

APN / Parcel Number

Primary APN	`281-02266-2600`
Alternative APN	`281-725-000-013`

Exterior

Lot Area	38,551 sqft (0.885 acres)

Location & Zoning

Street Address	1848 RIVER RD
City	SPARTA
State	WI
Zip	54656-2714
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 13 & 14 OF SPARTA MEADOWS
Legal Lot Number	13-14
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4022
Census Tract	950300

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9284 GARDENER AVE, SPARTA, WI 54656-5429
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · Commercial Mortgage CITIZENS FIRST BANK
May 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage UNION STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	711394
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Oct 6, 2022
Property Address	1848 RIVER RD, SPARTA, WI 54656-2714
Document Number	0000711394
Instrument Date	Oct 6, 2022
Instrument	711394
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	MONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000711395
Date	Oct 6, 2022
Instrument	711395

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	1848 RIVER RD, SPARTA, WI 54656-2714
Transaction Type	Mortgage
Record Updated	May 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	672748
Date	May 9, 2018
Instrument	672748

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,296.00 (+147.62%)	$1,024,700 (+146.92%) Land $48,600 Building $976,100	$1,023,900 (+150.71%)
2023	$6,581.00	$415,000 Land $48,600 Building $366,400	$408,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, TDS Telecom, Verizon.

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