1900 Prosperity Ct, Union, KY 41091 Property Records

Boone County property record for 1900 Prosperity Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,037 sqft · built 2019
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$315,900 (Oct 2020)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-245.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-245.00`
Alternative APN	`52361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,037 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1900 PROSPERITY CT
City	UNION
State	KY
Zip	41091-6941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 245 SEC 22 HARMONY
Legal Subdivision	HARMONY SUBDIVISION
Legal Lot Number	245
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70316

Owner

Source: Boone County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1900 PROSPERITY CT, UNION, KY 41091-6941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	2020816282
Deed Book / Page	1154 / 92
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	May 5, 2026
Property Address	1900 PROSPERITY CT, UNION, KY 41091-6941
Document Number	0001249110
Book / Page	4916 / 823
Instrument Date	Apr 27, 2026
Instrument	20261249110
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 PROSPERITY CT, UNION, KY 41091-6941

Mortgage

Document Number	0001249110,
Date	May 5, 2026
Book Page	4916/823
Instrument	20261249110

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Oct 23, 2020
Property Address	1900 PROSPERITY CT, UNION, KY 41091-6941
Document Number	D1154/92
Book / Page	D1154 / 92
Map Reference	CAB 6 SL 203
Instrument Date	Jul 15, 2019
Instrument	816282
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, 211, FORT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 PROSPERITY CT, UNION, KY 41091-6941

Mortgage

Document Number	816283
Date	Oct 23, 2020
Instrument	816283

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,605.00 (-1.74%)	$315,900 (-) Land $40,000 Building $275,900
2024			$315,900 (-) Land $40,000 Building $275,900
2023	$3,669.00 (+3.47%)	$315,900 (-) Land $40,000 Building $275,900	$315,900 (-) Land $40,000 Building $275,900
2022	$3,546.00	$315,900 Land $40,000 Building $275,900	$315,900 Land $40,000 Building $275,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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