1940 Prosperity Ct, Union, KY 41091 Property Records

Boone County property record for 1940 Prosperity Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,037 sqft · built 2019
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Feb 2023)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-11-236.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-11-236.00`
Alternative APN	`52352`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,037 sqft Finished Area

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	5,445 sqft (0.125 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1940 PROSPERITY CT
City	UNION
State	KY
Zip	41091-6941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 236 SEC 22 HARMONY
Legal Subdivision	HARMONY SUB SEC 22
Legal Lot Number	236
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3002
Census Tract	70316

Owner

1940 Prosperity Ct is owned and occupied by an individual who bought it in February 2023.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	1940 PROSPERITY CT, UNION, KY 41091-6941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Aug 14, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on File
Deed Sale	Feb 14, 2023 · Amount on File
Prior Sale	Aug 14, 2019 · Amount on File
Deed Document Number	923643
Deed Book / Page	D1201 / 372
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Feb 14, 2023
Property Address	1940 PROSPERITY CT, UNION, KY 41091-6941
Document Number	0D1201/372
Book / Page	D1201 / 372
Map Reference	CAB 6 SL 203
Instrument Date	Feb 10, 2023
Instrument	923643
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 MAJESTIC OAK DR, APOPKA, FL 32712-4082

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 PROSPERITY CT, UNION, KY 41091-6941

Mortgage

Document Number	0000923650
Date	Feb 14, 2023
Instrument	923650

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 14, 2019
Property Address	1940 PROSPERITY CT, UNION, KY 41091-6941
Document Number	D1131/145
Book / Page	D1131 / 145
Map Reference	CAB 6 SL 203
Instrument Date	Aug 2, 2019
Instrument	780961
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, 211, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 PROSPETY COURT, UNION, KY 41091

Mortgage

Document Number	780962
Date	Aug 14, 2019
Instrument	780962

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Prosperity Ct was $3,874.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00	$340,000 Land $40,000 Building $300,000
2024			$340,000 (+16.8%) Land $40,000 Building $300,000
2023	$3,387.00 (+3.64%)	$291,100 (-) Land $40,000 Building $251,100	$291,100 (-) Land $40,000 Building $251,100
2022	$3,268.00	$291,100 Land $40,000 Building $251,100	$291,100 Land $40,000 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1940 Prosperity Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Prosperity Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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