1900 Normandy Ln, Troy, OH 45373 Property Records

Miami County property record for 1900 Normandy Ln, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,166 sqft · built 1986
Lot Size	0.616 acres (26,833 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Aug 2019)
Tax Bill	$4,613 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C06-082726`

Property Details

APN / Parcel Number

Primary APN	`C06-082726`
Alternative APNs	`050631.4-05-014-00` `C06CC031B05200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	2,148 sqft
Upper Floors Area	1,092 sqft
Basement Area	711 sqft
Unfinished Basement	711 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	26,833 sqft (0.616 acres)
Lot Dimensions	299 ft deep x 120 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1900 NORMANDY LN
City	TROY
State	OH
Zip	45373-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-5-31 LOT 47 CONCORD WOODS #6
Legal Range	06
Legal Township	05
Legal Section	31
Legal Subdivision	CONCORD WOODS #6
Legal Lot Number	47
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1028
Census Tract	365302

Owner

1900 Normandy Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1900 NORMANDY LN, TROY, OH 45373-9590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	20192019OR-09278
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 15, 2019
Property Address	1900 NORMANDY LN, TROY, OH 45373-9590
Document Number	0000009278
Instrument Date	Aug 14, 2019
Instrument	9278
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1900 NORMANDY LN TROY OH 453739590, TROY, OH 45373-9590

Mortgage

Document Number	9279
Date	Aug 15, 2019
Instrument	9279

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1900 Normandy Ln was $4,613 with a homeowner's exemption, up 18.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,613.00 (+18.4%) Homeowner's exemption	$134,190 (+33.86%) Land $20,370 Building $113,820	$383,400 Land $58,200 Building $325,200
2024	$3,896.00 (+2.04%) Homeowner's exemption	$100,250 (-) Land $21,180 Building $79,070
2023	$3,818.00 (+16.97%) Homeowner's exemption	$100,250 (-) Land $21,180 Building $79,070	$286,400 (-) Land $60,500 Building $225,900
2022	$3,264.00 Homeowner's exemption	$100,250 Land $21,180 Building $79,070	$286,400 Land $60,500 Building $225,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1900 Normandy Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 Normandy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Watch TV.

Nearby Properties on Normandy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures