Miami County property record for 1850 Normandy Ln, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,092 sqft Living Area |
| Lot Size | 21,998 sqft (0.505 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2023) |
| Tax Bill | $4,581.00 (2025) |
| Primary APN | C06-083266 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,092 sqft Living Area |
| 1st Floor | 1,052 sqft 1st Floor |
| 2nd Floor | 1,040 sqft 2nd Floor |
| Upper Floors | 1,040 sqft Upper Floors |
| Basement Area | 1,040 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 21,998 sqft (0.505 acres) |
| Depth X Width | 220 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | C06CC031B07900 |
|---|---|
| Street Address | 1850 NORMANDY LN |
| City | TROY |
| State | OH |
| Zip | 45373-9590 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-5-31 LOT 66 CONCORD WOODS SUB #8 |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 31 |
| Legal Subdivision | CONCORD WOODS SUB #8 |
| Legal Lot Number | 66 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-083266
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1850 NORMANDY LN, TROY, OH 45373-9590 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIFTH THIRD BANK NA |
| Mar 21, 2017 | Grant Deed, Transfer · Line of Credit MB FIN'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2023 · Amount on Record |
| Deed Sale | Oct 05, 2023 · Amount on Record |
| Prior Sale | Mar 30, 2017 · Amount on Record |
| Deed Doc Number | 1997 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 05, 2023 |
| Property Address | 1850 NORMANDY LN, TROY, OH 45373-9590 |
| Document Number | 0000011067 |
| Map Reference | MB 14 PG 82 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023OR-11067 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1850 NORMANDY LN, TROY, OH 45373-9590 |
| Document Number | 0000011068 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2023OR-11068 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Oct 01, 2038 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1850 NORMANDY LN, TROY, OH 45373-9590 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1850 NORMANDY LN, TROY, OH 45373-9590 |
| Document Number | 0000011431 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021OR-11431 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Apr 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 21, 2017 |
| Property Address | 1850 NORMANDY LN, TROY, OH 45373-9590 |
| Document Number | 0000000835 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 835 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | FIRST OHIO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1850 NORMANDY LN TROY OH 453739590, TROY, OH 45373-9590 |
| Document Number | 3836 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 3836 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,581.00 (+17.58%) Homeowner's exemption | $128,490 (+28.17%) Land $18,100 Building $110,390 | $367,100 (+28.18%) Land $51,700 Building $315,400 |
| 2024 | $3,896.00 (+2.04%) Homeowner's exemption | $100,250 (-) Land $18,870 Building $81,380 | |
| 2023 | $3,818.00 (+16.97%) Homeowner's exemption | $100,250 (-) Land $18,870 Building $81,380 | $286,400 (-) Land $53,900 Building $232,500 |
| 2022 | $3,264.00 Homeowner's exemption | $100,250 Land $18,870 Building $81,380 | $286,400 Land $53,900 Building $232,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 10% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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