1900 Light Rd, Apt 208, Oswego, IL 60543 Property Records

Kendall County property record for 1900 Light Rd, Apt 208, Oswego, IL 60543 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 553 sqft · built 1972
Lot Size	0.2 acres (8,691 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Mar 2026)
Tax Bill	$2,108 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-07-280-020`

Property Details

APN / Parcel Number

Primary APN	`03-07-280-020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	25 Units
Stories	1 Story
Building Area	553 sqft Living Area
1st Floor Area	553 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,691 sqft (0.2 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1900 LIGHT RD, 208
City	OSWEGO
State	IL
Zip	60543-9015
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 208 BUILDING 1900 DEER RUN CONDOS
Legal Subdivision	DEER RUN CONDOS
Legal Lot Number	208
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1027
Census Tract	890301

Owner

Source: Kendall County records · APN 03-07-280-020

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1885 N MARYWOOD AVE, AURORA, IL 60505-1135
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 27, 2019	Warranty Deed, Transfer CALIBER HM LOANS
Apr 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	20263428
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 12, 2026
Property Address	1900 LIGHT RD APT 208, 208, OSWEGO, IL 60543-9015
Document Number	0000003428
Map Reference	DOC 69502696
Instrument Date	Feb 20, 2026
Instrument	202600003428
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1885 N MARYWOOD AVE, AURORA, IL 60505-1135

Mortgage

Document Number	0000003429
Date	Mar 12, 2026
Instrument	202600003429

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 27, 2019
Property Address	1900 LIGHT RD APT 208, 208, OSWEGO, IL 60543-9015
Document Number	0000020085
Instrument Date	Dec 19, 2019
Instrument	20085
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 WATERLEAF CT NAPERVILLE IL 605644985, NAPERVILLE, IL 60564-4985

Mortgage

Document Number	20086
Date	Dec 27, 2019
Instrument	20086

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 18, 2018
Property Address	1900 LIGHT RD APT 208, 208, OSWEGO, IL 60543-9015
Document Number	0000005186
Map Reference	DOC0008437
Instrument Date	Apr 11, 2018
Instrument	201800005186
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 LIGHT RD APT 208, 208, OSWEGO, IL 60543-9015

Mortgage

Document Number	0000005187
Date	Apr 18, 2018
Instrument	201800005187

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,529 (+64.45%) Land $2,566 Building $34,963	$112,587 (+64.45%) Land $7,698 Building $104,889
2024	$2,108.00
2022		$22,821 Land $1,560 Building $21,261	$68,463 Land $4,680 Building $63,783

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938903011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms And Flooding, Sep 2008 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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