1900 Light Rd, Apt 206, Oswego, IL 60543 Property Records

Kendall County property record for 1900 Light Rd, Apt 206, Oswego, IL 60543

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 724 sqft · built 1972
Lot Size	0.2 acres (8,691 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Sep 2024)
Tax Bill	$3,011 (2024)
Deeds & Mortgages	Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-07-280-018`

Property Details

APN / Parcel Number

Primary APN	`03-07-280-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	25 Units
Stories	1 Story
Building Area	724 sqft Living Area
1st Floor Area	724 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,691 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	1900 LIGHT RD, 206
City	OSWEGO
State	IL
Zip	60543-9014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 206 BUILDING 1900 DEER RUN CONDOS
Legal Subdivision	DEER RUN CONDOS
Legal Lot Number	206
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1027
Census Tract	890301

Owner

Source: Kendall County records · APN 03-07-280-018

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26308 WHISPERING WOODS CT, PLAINFIELD, IL 60585-2785
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Aug 19, 2005 · Amount on Record
Deed Document Number	202411023
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1900 LIGHT RD APT 206, 206, OSWEGO, IL 60543-9014
Transaction Type	Mortgage
Record Updated	Mar 03, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GREENBRIAR RD, MONTGOMERY, IL 60538-2005

Mortgage

Document Number	0000001697
Date	Feb 16, 2023
Instrument	202300001697

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,746 (+64.45%) Land $2,566 Building $41,180	$131,238 (+64.45%) Land $7,698 Building $123,540
2024	$3,011.00
2022		$26,601 Land $1,560 Building $25,041	$79,803 Land $4,680 Building $75,123

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 387 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-VALLEY MARINA private · serves 1,102 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.