1900 Front St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1900 Front St, Oceano, CA 93445 · Last verified June 2026

Property Summary

Property TypeCommercial Vacant Land
Lot Size1.52 acres (66,211 sqft)
OwnerIndividual Name on File
Last Sale$299,500 (Jan 2019)
Tax Bill$3,590 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Jan 2019 Sale
Flood ZoneZone AE (high risk)
APN062-118-012

Property Details

APN / Parcel Number

Primary APN062-118-012

Exterior

Lot Area66,211 sqft (1.52 acres)

Location & Zoning

Street Address1900 FRONT ST
CityOCEANO
StateCA
Zip93445-9504
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionPM 51-80 PTN PAR 3
Legal SubdivisionCO93-093
Legal Block2
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2062
Census Tract12201

Owner

Source: San Luis Obispo County records · APN 062-118-012

Assessment roll updated August 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2265 CATTLE RUN LN, ARROYO GRANDE, CA 93420-4942
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY WEST BANK
Jan 31, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2019 · Amount on Record
Deed SaleJan 31, 2019 · Amount on Record
Prior SaleJun 21, 2012
Deed Document Number20193546
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 18, 2026
Property Address1900 FRONT ST, OCEANO, CA 93445-9504
Document Number0000015589
Instrument DateMay 11, 2026
Instrument202615589
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address2265 CATTLE RUN LN, ARROYO GRANDE, CA 93420-4942

Mortgage

Document Number0000015589,
DateMay 18, 2026
Instrument202615589
Lender
NameCOMMUNITY WEST BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 31, 2019
Property Address1900 FRONT ST, OCEANO, CA 93445-9504
Document Number0000003546
Instrument DateJan 18, 2019
Instrument3546
Transaction TypeTransfer
Record UpdatedFeb 13, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$329.45
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2265 CATTLE RUN LN ARROYO GRANDE CA 934204942, ARROYO GRANDE, CA 93420-4942

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,590.00 (+4.42%)$334,095 (+4.04%) Land $334,095
2023$3,438.00 (+1.54%)$321,123 Land $321,123
2022$3,386.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Nearby Flood Policies89 units insured
56 under condo master policies
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims By Storm
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 487 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Radiate Holdings, Ranch WiFi, T-Mobile USA, Peak WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Front St

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