Carter County property record for 1900 Cloverleaf Pl, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,248 sqft · built 1960 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Company Name on File |
| Last Sale | $391,500 (Oct 2009) |
| Tax Bill | $4,683 (2025) |
| Deeds & Mortgages | Apr 2011 Mortgage Oct 2009 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0220-00-001-004-0-001-00 |
| Primary APN | 0220-00-001-004-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,248 sqft Living Area |
| Gross Area | 12 sqft |
| 1st Floor Area | 3,249 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 180 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 424 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9813 |
|---|---|
| Street Address | 1900 CLOVERLEAF PL |
| City | ARDMORE |
| State | OK |
| Zip | 73401-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CLOVERLEAF ESTATE, BLK 1 LOT 4 (140X180.22) |
| Legal Range | 01E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CLOVER LEAF ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 893001 |
Source: Carter County records · APN 0220-00-001-004-0-001-00
Assessment roll updated January 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 504, SPRINGER, OK 73458-0504 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 26, 2011 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Oct 22, 2009 | Joint Tenancy Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Jun 09, 2008 | Personal Representative Deed, Transfer · Line of Credit AMERICAN NATIONAL BANK MAIN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2009 · Amount on Record |
| Deed Sale | Oct 22, 2009 · Amount on Record |
| Prior Sale | Jun 09, 2008 · Amount on Record |
| Deed Document Number | 200911850 |
| Deed Book / Page | 5065 / 227 |
| Prior Transfer Date | Jun 05, 2008 |
| Prior Transfer Doc | 004844/033 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1900 CLOVERLEAF PL, ARDMORE, OK 73401-3415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005314/091 |
|---|---|
| Date | Apr 26, 2011 |
| Book Page | 5314/091 |
| Instrument | 2011-004787 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | CRESCENT, OK 73028 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 22, 2026 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Oct 22, 2009 |
| Property Address | 1900 CLOVERLEAF PL, ARDMORE, OK 73401-3415 |
| Document Number | 005065/227 |
| Book / Page | 5065 / 227 |
| Instrument Date | Oct 21, 2009 |
| Instrument | 2009-011850 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1900 CLOVERLEAF PL, ARDMORE, OK 73401-3415 |
| Document Number | 2009011851 |
|---|---|
| Date | Oct 22, 2009 |
| Instrument | 2009-011851 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Apr 19, 2010 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jun 09, 2008 |
| Property Address | 1900 CLOVERLEAF PL, ARDMORE, OK 73401-3415 |
| Document Number | 004844/033 |
| Book / Page | 4844 / 033 |
| Instrument Date | Jun 05, 2008 |
| Instrument | 2008-007497 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1600 STANLEY ST SW, ARDMORE, OK 73401-3238 |
| Investor | Possibly a Property Investor |
| Document Number | 004844/035 |
|---|---|
| Date | Jun 09, 2008 |
| Book Page | 4844/035 |
| Instrument | 2008-007498 |
| Name | AMERICAN NATIONAL BANK MAIN BANK |
|---|---|
| Address | ARDMORE, OK 73401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Dec 04, 2008 |
Source: Carter County records · Assessment roll updated January 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,683.00 (-0.02%) Homeowner's exemption | $47,918 (+3%) Land $2,400 Building $45,518 | $439,544 (-14.58%) Land $20,000 Building $419,544 |
| 2024 | $4,684.00 (+7.31%) Homeowner's exemption | $46,522 (+3%) Land $2,400 Building $44,122 | $514,593 (+10.2%) Land $20,000 Building $494,593 |
| 2023 | $4,365.00 Homeowner's exemption | $45,167 Land $2,400 Building $42,767 | $466,959 Land $20,000 Building $446,959 |
Source: FEMA National Flood Hazard Layer as of October 20, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Technologies Fiber | 10,000 / 10,000 |
| Cable One Cable | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Communications, Inc. (OK, AR & TX).
Based on FCC filings for 358 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARDMORE serves 24,893 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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