Frederick County property record for 1900 Chapel Rd, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,325 sqft · built 1972 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $476,000 (May 2022) |
| Tax Bill | $2,284 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer May 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91A-8 |
| Primary APN | 91A-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 3,500 sqft |
| 1st Floor Area | 1,325 sqft |
| Basement Area | 925 sqft |
| Finished Basement | 925 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft (2.6 acres) |
| Terrain | Rolling |
| Garage Area | 754 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8026921 |
|---|---|
| Street Address | 1900 CHAPEL RD |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 2.60 ACRES |
| Legal Subdivision | 1 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 50700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cedar Creek Battlefield and Belle Grove listed 1969 · 5 contributing resources · National Historic Landmark (designated 1969) · NRIS 69000243 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 21, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Dec 13, 2021 | Intrafamily Transfer, Transfer |
| Dec 20, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Aug 16, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Dec 20, 2019 · Amount on Record |
| Deed Document Number | 20227003 |
| Prior Transfer Date | Dec 9, 2021 |
| Prior Transfer Doc | 0000020700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 21, 2026 |
| Property Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Number | 0000007441 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20267441 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 31, 2022 |
| Property Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Number | 0000007003 |
| Instrument Date | May 24, 2022 |
| Instrument | 220007003 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | VESTA SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Number | 0000007004 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 220007004 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013976 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 200013976 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 13, 2021 |
| Property Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Number | 0000020700 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 210020700 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 20, 2019 |
| Property Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Number | 0000013900 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 13900 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1900 CHAPEL RD MIDDLETOWN VA 226451812, MIDDLETOWN, VA 22645-1812 |
| Document Number | 13901 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 13901 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 19, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 16, 2019 |
| Property Address | 1900 CHAPEL RD, MIDDLETOWN, VA 22645-1812 |
| Document Number | 0000008373 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 8373 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 TENNYSON AVE WINCHESTER VA 226013213, WINCHESTER, VA 22601-3213 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,284.00 (+10.39%) | $430,980 Land $106,800 Building $324,180 | $430,980 Land $106,800 Building $324,180 |
| 2025 | $2,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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