1850 Chapel Rd, Middletown, VA 22645 Property Records

Frederick County property record for 1850 Chapel Rd, Middletown, VA 22645

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,890 sqft · built 1956
Lot Size1.69 acres (73,616 sqft)
OwnerIndividual Name on File
Last Sale$264,000 (Jan 2006)
Tax Bill$1,524 (2026)
Deeds & MortgagesAug 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN91A-5

Property Details

APN / Parcel Number

Primary APN91A-5
Alternative APN
  • 8026918

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
Gross Area3,962 sqft
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1985
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area73,616 sqft (1.69 acres)
TerrainRolling
PorchPorch
Porch Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerConnected
Water SourceWell

Location & Zoning

Account Number8026918
Street Address1850 CHAPEL RD
CityMIDDLETOWN
StateVA
Zip22645-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description1.69 ACRES
Legal Subdivision1
JurisdictionFREDERICK VA
Township / Civil DivisionBACK CREEK
Census Block Group1
Census Block1008
Census Tract50700

Owner

Source: Frederick County records · APN 91A-5

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1850 CHAPEL RD, MIDDLETOWN, VA 22645-1810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2006 · Amount on Record
Deed SaleJan 23, 2006 · Amount on Record
Deed Book / Page600 / 1498
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address1850 CHAPEL RD, MIDDLETOWN, VA 22645-1810
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010498
DateAug 19, 2022
Instrument220010498
Lender
NameBANK OF CLARKE COUNTY
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,524.00 (+10.35%)$287,640 Land $102,800 Building $184,840$287,640 Land $102,800 Building $184,840
2025$1,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 20 locations within half a mile of this property.

Nearby Properties on Chapel Rd

Nearby Streets

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