Osceola County property record for 1900 Banner Ln, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,760 sqft Heated Area |
| Lot Size | 5,793 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,535 (2014) |
| Tax Bill | $4,775.00 (2025) |
| Primary APN | 158739 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,760 sqft Heated Area |
| Gross Area | 2,290 sqft Gross Area |
| 1st Floor | 1,760 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,793 sqft (0.132 acres) |
| Depth X Width | 115 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Porch | Open Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 158739 |
|---|---|
| Street Address | 1900 BANNER LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1811 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 434 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | ANTHEM PARK |
| Legal Phase | 3B |
| Legal Tract | 82 |
| Legal Block | 1 |
| Legal Lot Number | 434 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 43208 |
Source: Osceola County records · APN 158739
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1900 BANNER LN, SAINT CLOUD, FL 34769-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 18, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Jan 18, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2014 · Amount on Record |
| Deed Sale | Feb 18, 2014 · Amount on Record |
| Deed Doc Number | 2014023163 |
| Deed Book / Page | 4571 / 2383 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1900 BANNER LN, SAINT CLOUD, FL 34769-1811 |
| Document Number | 0054770606 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1900 BANNER LN ST CLOUD FL 347691811, ST CLOUD, FL 34769-1811 |
| Document Number | 0054770606 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 005477/000606 |
| Instrument | 19249 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2049 |
| Rate | 5.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1900 BANNER LN, SAINT CLOUD, FL 34769-1811 |
| Document Number | 0054761867 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1900 BANNER LN ST CLOUD FL 347691811, ST CLOUD, FL 34769-1811 |
| Document Number | 0054761867 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 005476/001867 |
| Instrument | 18737 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,775.00 (+4.85%) Homeowner's exemption | $186,268 (+5.99%) | $297,600 (+0.95%) Land $70,000 Building $227,600 |
| 2023 | $4,554.00 (+3.36%) Homeowner's exemption | $175,747 (+3%) | $294,800 (+18.25%) Land $60,000 Building $234,800 |
| 2022 | $4,406.00 Homeowner's exemption | $170,629 | $249,300 Land $55,000 Building $194,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures