1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Banner Ln

1931 Banner Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1931 Banner Ln, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,199 sqft · built 2014
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$210,725 (Nov 2014)
Tax Bill$5,085 (2025)
Deeds & MortgagesSep 2018 Mortgage
Sep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN158764

Property Details

APN / Parcel Number

Primary APN158764
Alternative APN
  • 092630008200014590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,199 sqft Heated Area
Gross Area2,655 sqft
1st Floor Area1,052 sqft
Upper Floors Area1,147 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area56 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number158764
Street Address1931 BANNER LN
CitySAINT CLOUD
StateFL
Zip34769-1819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANTHEM PARK PHASE 3B PB 20 PG 90-93 LOT 459
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionANTHEM PARK
Legal Phase3B
Legal Tract82
Legal Block1
Legal Lot Number459
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43208

Owner

Source: Osceola County records · APN 158764

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1931 BANNER LN, SAINT CLOUD, FL 34769-1819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2018Deed of Trust, Mortgage · FHA Mortgage
SECRETARY/HSNG & URBAN DEV
Sep 25, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2014 · Amount on Record
Deed SaleNov 25, 2014 · Amount on Record
Deed Document Number2014173871
Deed Book / Page4700 / 0523
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1931 BANNER LN, SAINT CLOUD, FL 34769-1819
Document Number0054160209
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedOct 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1931 BANNER LN ST CLOUD FL 347691819, ST CLOUD, FL 34769-1819

Mortgage

Document Number0054160209
DateOct 11, 2018
Book Page005416/000209
Instrument152815
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2048

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1931 BANNER LN, SAINT CLOUD, FL 34769-1819
Document Number0054202165
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedNov 01, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1931 BANNER LN ST CLOUD FL 347691819, ST CLOUD, FL 34769-1819

Mortgage

Document Number0054202165
DateOct 22, 2018
Book Page005420/002165
Instrument157385
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2048
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,085.00 (+4.87%) Homeowner's exemption$203,621 (+5.99%)$321,400 (+0.75%) Land $70,000 Building $251,400
2023$4,849.00 (+3.35%) Homeowner's exemption$192,120 (+3%)$319,000 (+18.28%) Land $60,000 Building $259,000
2022$4,692.00 Homeowner's exemption$186,525$269,700 Land $55,000 Building $214,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
6 under condo master policies

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Banner Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures