190 Winona Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 190 Winona Ave, Pacifica, CA 94044 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,760 sqft · built 1947
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on File
Last Sale$189,000 (Jun 1994)
Tax Bill$7,316 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN018-052-070

Property Details

APN / Parcel Number

Primary APN018-052-070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,000 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRanch
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotCorner
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address190 WINONA AVE
CityPACIFICA
StateCA
Zip94044-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 2 BLOCK 6 VALLEMAR TRACT
Legal SubdivisionVALLEMAR TRACT
Legal Block6
Legal Lot Number1
JurisdictionSAN MATEO CA
Township / Civil DivisionSOUTH SAN FRANCISCO
Census Block Group1
Census Block1012
Census Tract603100

Owner

Source: San Mateo County records · APN 018-052-070

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address190 WINONA AVE, PACIFICA, CA 94044-3019
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed of Trust, Mortgage · Line of Credit
SAN MATEO CU
Apr 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN MATEO CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 1994 · Amount on Record
Deed SaleJun 16, 1994 · Amount on Record
Deed Document Number1994103931
Last Transfer DateAug 20, 2012
Transfer Doc0000165137
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address190 WINONA AVE, PACIFICA, CA 94044-3019
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 WINONA AVE, PACIFICA, CA 94044-3019

Mortgage

Document Number0000080369
DateAug 13, 2020
Instrument2020-080369
Lender
NameSAN MATEO CU
TypeCredit Union
AddressREDWOOD CITY, CA 94063
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 01, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address190 WINONA AVE, PACIFICA, CA 94044-3019
Document Number0000032228
Instrument DateApr 03, 2020
Transaction TypeMortgage
Record UpdatedMay 07, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address190 WINONA AVE PACIFICA CA 940443019, PACIFICA, CA 94044-3019

Mortgage

Document Number0000032228
DateApr 09, 2020
Instrument32228
Lender
NameSAN MATEO CU
TypeCredit Union
AddressREDWOOD CITY, CA 94063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 08, 2050

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$491,813 (+2%) Land $163,816 Building $327,997
2025$7,316.00 (+11.27%) Homeowner's exemption$482,170 (+4.04%) Land $160,604 Building $321,566
2023$6,575.00 (+4.6%) Homeowner's exemption$463,448 Land $154,368 Building $309,080$1,266,210
2022$6,286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816031001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims2 (1998–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2021, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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