190 W Florence Pl, Payson, AZ 85541 Property Records

Gila County property record for 190 W Florence Pl, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,307 sqft · built 1984
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2018)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`302-31-044`

Property Details

APN / Parcel Number

Primary APN	`302-31-044`
Alternative APNs	`R021635` `021635`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,307 sqft Living Area
Gross Area	3,791 sqft
1st Floor Area	1,323 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	R021635
Street Address	190 W FLORENCE PL
City	PAYSON
State	AZ
Zip	85541-2871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 18 TOWNSHIP: 11N RANGE: 10E EAST VERDE PARK; PLAT MAP 144; LOT 44
Legal Range	10E
Legal Township	11N
Legal Section	18
Legal Subdivision	VERDE PARK
Legal Lot Number	44
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2018
Census Tract	302

Owner

Source: Gila County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 W FLORENCE PL, PAYSON, AZ 85541-2871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 28, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 12, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	201812686
Last Transfer Date	Apr 3, 2026
Transfer Doc	0000003965
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Apr 21, 2026
Property Address	190 W FLORENCE PL, PAYSON, AZ 85541-2871
Document Number	0000003965
Instrument Date	Apr 3, 2026
Instrument	20263965
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 W FLORENCE PL, PAYSON, AZ 85541-2871

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	190 W FLORENCE PL, PAYSON, AZ 85541-2871
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013075
Date	Oct 28, 2020
Instrument	2020-013075

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Dec 12, 2018
Property Address	190 W FLORENCE PL, PAYSON, AZ 85541-2871
Document Number	0000012686
Instrument Date	Nov 14, 2018
Instrument	12686
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	413 GALLOWAY DR CHINO VALLEY AZ 863235754, CHINO VALLEY, AZ 86323-5754

Mortgage

Document Number	12687
Date	Dec 12, 2018
Instrument	12687

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,508 (+18.79%) Land $3,116 Building $31,392	$345,087 (+18.8%) Land $31,162 Building $313,925
2025	$2,134.00 (+10.23%)
2024		$29,049 Land $3,220 Building $25,829	$290,488 Land $32,196 Building $258,292
2023	$1,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON WATER - EAST VERDE ESTATES private · serves 375 people · EPA ID AZ0404026
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	13 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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