177 W Florence Pl, Payson, AZ 85541 Property Records

Gila County property record for 177 W Florence Pl, Payson, AZ 85541

Property Summary

Property Type	Rural Home
Details	1,600 sqft · built 1984
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,500 (Dec 2002)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Apr 2021 Line of Credit + 4 more
Flood Zone	Zone A (high risk)
APN	`302-31-042B`

Property Details

APN / Parcel Number

Primary APN	`302-31-042B`
Alternative APNs	`30231042A` `R038090` `038090`

Interior

Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	1,067 sqft

Exterior

Year Built	Built 1984
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	15,246 sqft (0.35 acres)
Porch	Porch
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Account Number	R038090
Old Parcel Number	30231042A
Street Address	177 W FLORENCE PL
City	PAYSON
State	AZ
Zip	85541-2392
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 18 TOWNSHIP: 11N RANGE: 10E LOT 41 & 42 , LESS & EXCEPT AREA A OF ROS 3664SE1/4 SEC 18 T11N R10E = 0.35 AC (COMBINED
Legal Range	10E
Legal Township	11N
Legal Section	18
Legal Subdivision	EAST VERDE PARK
Legal Lot Number	41-42 42
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2018
Census Tract	302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON FEDERAL NA
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL BANK
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON FED'L BK
May 6, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON FED'L BK
Mar 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2002 · Amount on Record
Deed Sale	Dec 2, 2002 · Amount on Record
Prior Sale	Jan 30, 2006
Deed Document Number	0000018951
Last Transfer Date	Mar 17, 2020
Transfer Doc	0000003153
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392

Mortgage

Document Number	0000002449
Date	Mar 12, 2026
Instrument	2026-002449

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Jun 15, 2109

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005740
Date	Apr 19, 2021
Instrument	2021-005740

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 W FLORENCE PLACE, PAYSON, AZ 85541

Mortgage

Document Number	0000013549
Date	Nov 28, 2022
Instrument	2022-013549

Lender

Name	WASHINGTON FEDERAL BANK
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392
Document Number	0000010854
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S BEELINE HWY PAYSON AZ 855414816, PAYSON, AZ 85541-4816

Mortgage

Document Number	0000010854
Date	Sep 11, 2020
Instrument	10854

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392
Document Number	0000005215
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 W FLORENCE PL PAYSON AZ 855412392, PAYSON, AZ 85541-2392

Mortgage

Document Number	0000005215
Date	May 11, 2020
Instrument	5215

Lender

Name	WASHINGTON FED'L BK
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Mar 17, 2020
Property Address	177 W FLORENCE PL, PAYSON, AZ 85541-2392
Document Number	0000003153
Instrument Date	Mar 17, 2020
Instrument	3153
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	177 W FLORENCE PL PAYSON AZ 855412392, PAYSON, AZ 85541-2392

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,229 (+18.3%) Land $4,531 Building $23,698	$282,293 (+18.3%) Land $45,310 Building $236,983
2025	$2,169.00 (+10.21%)
2024		$23,863 Land $4,327 Building $19,536	$238,630 Land $43,271 Building $195,359
2023	$1,968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 85% of Arizona
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON WATER - EAST VERDE ESTATES private · serves 375 people · EPA ID AZ0404026
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	13 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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