190 Upper River Rd, Covington, GA 30016 Property Records

Newton County property record for 190 Upper River Rd, Covington, GA 30016 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2009
Square Footage1,999 sqft Heated Area
Lot Size19,602 sqft (0.45 acres)
Garage1,056 sqft
OccupancyOwner Occupied
Last Sale$132,000 (2014)
Tax Bill$3,153.00 (2025)

Owner

Source: Newton County records · APN 0044A-00000-001-000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 UPPER RIVER RD, COVINGTON, GA 30016-3346
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCE
May 20, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2014 · Amount on Record
Deed SaleJan 24, 2014 · Amount on Record
Prior SaleJul 27, 2012 · Amount on Record
Deed Doc Number2014261
Deed Book / Page3204 / 394
Prior Transfer DateFeb 09, 2006
Prior Transfer Doc0021190434
Record RefreshedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address190 UPPER RIVER RD, COVINGTON, GA 30016-3346
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 UPPER RIVER RD, COVINGTON, GA 30016-3346

Mortgage

Document Number0045970000000500
DateMar 06, 2024
Book Page0000004597/0000000500
InstrumentD2024002346
Lender
NameAMERICAN FINANCE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address190 UPPER RIVER RD, COVINGTON, GA 30016-3346
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 UPPER RIVER RD, COVINGTON, GA 30016-3346

Mortgage

Document Number0045110000000438
DateMay 20, 2023
Book Page0000004511/0000000438
Instrument005781
Lender
NameAMERICAN FINANCE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,153.00 (+11.53%) Homeowner's exemption$132,040 (+21.81%) Land $18,000 Building $114,040$330,100 (+21.81%) Land $45,000 Building $285,100
2023$108,400 Land $7,800 Building $100,600$271,000 Land $19,500 Building $251,500
2022$2,827.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 13% of Georgia
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN0044A-00000-001-000
Alternative APNs
  • 0044A 001
  • 20357

Interior

Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,999 sqft Heated Area
1st Floor1,543 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2009
Exterior MaterialVinyl Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area19,602 sqft (0.45 acres)
Parking Spaces2 Parking Spaces
Garage Area1,056 sqft Garage
Deck Area178 sqft Deck
Patio Area178 sqft Patio
Porch Area74 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number20357
Street Address190 UPPER RIVER RD
CityCOVINGTON
StateGA
Zip30016-3346
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 1 SYDNEY'S LANDING
Legal SubdivisionSYDNEY'S LANDING
Legal Lot Number1
JurisdictionNEWTON GA
Minor Civil DivisionCOVINGTON-PORTERDALE
Census Blockgroup1
Census Block1001
Census Tract100507

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