Newton County property record for 170 Upper River Rd, Covington, GA 30016 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,209 sqft Heated Area |
| Lot Size | 21,344 sqft (0.49 acres) |
| Garage | 946 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,256.00 (2025) |
Source: Newton County records · APN 0044A-00000-003-000
Assessment roll updated December 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GOODLEAP LLC |
| Jun 25, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE |
| Apr 23, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage AMERISAVE MORTGAGE |
| Jul 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| Jul 18, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FINANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 |
| Deed Sale | Jul 18, 2023 |
| Prior Sale | Jul 21, 2006 · Amount on Record |
| Deed Book / Page | 4529 / 672 |
| Prior Transfer Date | Jun 06, 2023 |
| Prior Transfer Doc | 0045290672 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Apr 13, 2026 |
| Property Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Document Number | 0048200000000768 |
| Book / Page | 4820 / 768 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 20264183 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Document Number | 0000004183, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 4820/768 |
| Instrument | 20264183 |
| Name | GOODLEAP LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Document Number | 0047390000000506 |
|---|---|
| Date | Jun 25, 2025 |
| Book Page | 0000004739/0000000506 |
| Instrument | D2025006945 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Document Number | 0046110000000740 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 0000004611/0000000740 |
| Instrument | D2024004134 |
| Name | AMERISAVE MORTGAGE |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Document Number | 0045290000000673 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 0000004529/0000000673 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jul 18, 2023 |
| Property Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Document Number | 0045290672 |
| Book / Page | 4529 / 672 |
| Instrument Date | Jun 06, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 UPPER RIVER RD, COVINGTON, GA 30016-3346 |
| Document Number | 0004529673 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 4529/673 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2053 |
Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,256.00 (-0.09%) Homeowner's exemption | $135,840 (+2.51%) Land $18,000 Building $117,840 | $339,600 (+2.51%) Land $45,000 Building $294,600 |
| 2024 | $3,259.00 (+4.66%) Homeowner's exemption | $132,520 (+17.48%) Land $18,000 Building $114,520 | $331,300 (+17.48%) Land $45,000 Building $286,300 |
| 2023 | $112,800 (+9.81%) Land $7,800 Building $105,000 | $282,000 (+9.81%) Land $19,500 Building $262,500 | |
| 2022 | $3,114.00 Homeowner's exemption | $102,720 Land $7,800 Building $94,920 | $256,800 Land $19,500 Building $237,300 |
Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 13% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0044A-00000-003-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 2,209 sqft Heated Area |
| 1st Floor | 859 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,344 sqft (0.49 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 946 sqft Garage |
| Deck Area | 128 sqft Deck |
| Patio Area | 258 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 20359 |
|---|---|
| Street Address | 170 UPPER RIVER RD |
| City | COVINGTON |
| State | GA |
| Zip | 30016-3346 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 3 SYDNEY'S LANDING |
| Legal Subdivision | SYDNEY'S LANDING |
| Legal Lot Number | 3 |
| Jurisdiction | NEWTON GA |
| Minor Civil Division | COVINGTON-PORTERDALE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 100507 |
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