190 Summit Park Cir, Boone, NC 28607 Property Records

Watauga County property record for 190 Summit Park Cir, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 2000
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Aug 2023)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2838-19-7776-000`

Property Details

APN / Parcel Number

Primary APN	`2838-19-7776-000`
Alternative APNs	`1810137` `1858883`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Porch	Porch
Porch Area	224 sqft
Patio Area	1,326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1858883
Street Address	190 SUMMIT PARK CIR
City	BOONE
State	NC
Zip	28607-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 SUMMIT PARK
Legal Subdivision	SUMMIT PARK
Legal Lot Number	99
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2030
Census Tract	920702

Owner

190 Summit Park Cir is owned by two individuals who bought it in August 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1501 WHITES MILL RD, HIGH POINT, NC 27265-9649
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Sep 20, 2019	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Sep 20, 2019 · Amount on File
Deed Document Number	2023733555
Deed Book / Page	2346 / 38
Prior Transfer Date	Jun 8, 2009
Prior Transfer Doc	0014540191
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 10, 2023
Property Address	190 SUMMIT PARK CIR, BOONE, NC 28607-7063
Document Number	0023460038
Book / Page	2346 / 38
Map Reference	MB 3 PG 138
Instrument Date	Jul 28, 2023
Instrument	733555
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 WHITES MILL RD, HIGH POINT, NC 27265-9649

Mortgage

Document Number	0000733556
Date	Aug 10, 2023
Instrument	733556

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	190 SUMMIT PARK CIR, BOONE, NC 28607-7063
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021240402
Date	Sep 22, 2020
Book Page	2124/402
Instrument	695471

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 20, 2019
Property Address	190 SUMMIT PARK CIR, BOONE, NC 28607-7063
Document Number	0020490526
Book / Page	2049 / 0526
Map Reference	MB 3 PG 138
Instrument Date	Sep 10, 2019
Instrument	682800
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3925 S NOVA RD, 3925, PORT ORANGE, FL 32127-9271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 SUMMIT PARK CIR, BOONE, NC 28607-7063

Mortgage

Document Number	0000682801
Date	Sep 20, 2019
Instrument	682801

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 190 Summit Park Cir was $2,025, up 4.5% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$505,300 (-) Land $60,800 Building $444,500
2025	$2,025.00 (+4.54%)	$505,300 Land $60,800 Building $444,500
2024	$1,937.00		$485,100 Land $60,800 Building $424,300
2023		$485,100 (-) Land $60,800 Building $424,300
2022	$1,913.00	$485,100 Land $60,800 Building $424,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Summit Park Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Summit Park Cir is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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