178 Summit Park Cir, Boone, NC 28607 Property Records

Watauga County property record for 178 Summit Park Cir, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,620 sqft · built 2001
Lot Size0.55 acres (23,958 sqft)
OwnerCompany Name on Record
Tax Bill$2,310 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN2838-19-8921-000

Property Details

APN / Parcel Number

Primary APN2838-19-8921-000
Alternative APN
  • 1529854

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,620 sqft Living Area
1st Floor Area1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleRustic
Exterior MaterialLogs
Lot Area23,958 sqft (0.55 acres)
PorchPorch
Porch Area256 sqft
Patio Area322 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1529854
Street Address178 SUMMIT PARK CIR
CityBOONE
StateNC
Zip28607-7063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 100 SUMMIT PARK
Legal SubdivisionSUMMIT PARK
Legal Lot Number100
JurisdictionWATAUGA NC
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2030
Census Tract920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address39 PLANTATION DR, VERO BEACH, FL 32966-8285
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 31, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address178 SUMMIT PARK CIR, BOONE, NC 28607-7063
Transaction TypeMortgage
Record UpdatedApr 7, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0024770059
DateMar 20, 2026
Book Page2477/59
Instrument758342
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 18, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address178 SUMMIT PARK CIR, BOONE, NC 28607-7063
Document Number0019770255
Instrument DateMay 31, 2018
Transaction TypeMortgage
Record UpdatedJun 29, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 SUMMIT PARK CIR BOONE NC 286077063, BOONE, NC 28607-7063

Mortgage

Document Number0019770255
DateJun 14, 2018
Book Page001977/000255
Instrument669502
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$580,700 (-) Land $63,700 Building $517,000
2025$2,310.00$580,700 (-) Land $63,700 Building $517,000
2023$580,700 Land $63,700 Building $517,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Summit Park Cir

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