190 Spring Grove Ave, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 190 Spring Grove Ave, Florence, MA 01062

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,156 sqft · built 1952
Lot Size	0.445 acres (19,371 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Oct 2012)
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Aug 2021 Refinance Sep 2017 Mortgage
APN	`NHAM M:017A B:0017 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017A B:0017 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	19,371 sqft (0.445 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	190 SPRING GROVE AVE
City	FLORENCE
State	MA
Zip	01062-1051
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URA
Legal Block	17
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	4
Census Block	4022
Census Tract	821700

Owner

190 Spring Grove Ave, a duplex, is owned and occupied by an individual who bought it in October 2012.

Source: Hampshire County and Northampton City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	190 SPRING GROVE AVE, FLORENCE, MA 01062-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Sep 11, 2017	Deed of Trust, Mortgage · Closed-End Mortgage GREENFIELD CP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2012 · Amount on File
Deed Sale	Oct 17, 2012 · Amount on File
Deed Document Number	20122
Deed Book / Page	11085 / 35
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	190 SPRING GROVE AVE, NORTHAMPTON, MA 01062-1051
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14221-122
Date	Aug 11, 2021
Book Page	14221/122
Instrument	19866

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	190 SPRING GROVE AVE, NORTHAMPTON, MA 01062-1051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12743-71
Date	Sep 11, 2017
Book Page	12743/71
Instrument	18876

Lender

Name	GREENFIELD CP BK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 190 Spring Grove Ave was $5,151.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,151.00	$369,800 Land $124,800 Building $245,000	$470,278
2023	$5,131.00	$323,900 Land $113,300 Building $210,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 190 Spring Grove Ave; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Spring Grove Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Grove Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures