Hampshire County and Northampton City property record for 228 Spring Grove Ave, Florence, MA 01062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,048 sqft · built 1956 |
| Lot Size | 0.31 acres (13,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Sep 2020) |
| Tax Bill | $5,704 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2020 Sale & Mortgage |
| APN | NHAM M:012C B:0042 L:0001 |
| Primary APN | NHAM M:012C B:0042 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 13,499 sqft (0.31 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 228 SPRING GROVE AVE |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Legal Block | 42 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 821700 |
228 Spring Grove Ave is owned and occupied by two individuals who bought it in September 2020.
Source: Hampshire County and Northampton City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 SPRING GROVE AVE, FLORENCE, MA 01062-1051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Sep 21, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EASTHAMPTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | May 22, 2009 · Amount on File |
| Deed Document Number | 202019160 |
| Deed Book / Page | 13782 / 9 |
| Prior Transfer Date | Sep 18, 2020 |
| Prior Transfer Doc | 13782-9 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Recording Date | Jun 18, 2026 |
| Property Address | 228 SPRING GROVE AVE, FLORENCE, MA 01062-1051 |
| Document Number | 0000009509 |
| Book / Page | 15751 / 306 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 20269509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 228 SPRING GROVE AVE, FLORENCE, MA 01062-1051 |
| Document Number | 0000009509, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 15751/306 |
| Instrument | 20269509 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Recording Date | Sep 21, 2020 |
| Property Address | 228 SPRING GROVE AVE, NORTHAMPTON, MA 01062-1051 |
| Document Number | 13782-9 |
| Book / Page | 13782 / 9 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 19160 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 75 BRIDGE RD, NORTHAMPTON, MA 01062-1058 |
| Document Number | 19161 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 19161 |
| Name | EASTHAMPTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 228 Spring Grove Ave was $5,704.
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,704.00 | $409,500 Land $122,400 Building $287,100 | $407,550 (+3.22%) |
| 2024 | $394,820 | ||
| 2023 | $5,094.00 | $321,600 Land $111,200 Building $210,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 228 Spring Grove Ave; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Spring Grove Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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