190 S Cool Rd, Lima, OH 45801 Property Records

Allen County property record for 190 S Cool Rd, Lima, OH 45801

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 2 ba · 4,960 sqft · built 1977
Lot Size	52.4 acres (2,284,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,000 (Dec 1998)
Tax Bill	$7,859 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`37-3600-01-024.000`

Property Details

APN / Parcel Number

Primary APN	`37-3600-01-024.000`
Alternative APN	`H2737360001024000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,960 sqft Gross Area
1st Floor Area	1,612 sqft
Upper Floors Area	868 sqft
Basement Area	1,612 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,284,722 sqft (52.4 acres)
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	280 sqft
Deck Area	140 sqft
Patio Area	452 sqft
Canopy	512 sqft
Lean-To	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	190 S COOL RD
City	LIMA
State	OH
Zip	45801-8725
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT NE1/4 & PT SE 1/4 JOINT TEN RTS 07-03-36
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2038
Census Tract	11301

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 S COOL RD, LIMA, OH 45801-8725
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Oct 7, 2020	Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON
Oct 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 23, 2020	Deed of Trust, Mortgage CITIZENS NAT'L BK/BLUFFTON
May 10, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1998 · Amount on Record
Deed Sale	Dec 21, 1998 · Amount on Record
Prior Sale	Jul 8, 1993 · Amount on Record
Last Transfer Date	Sep 23, 2020
Transfer Doc	10010012076
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	190 S COOL RD, LIMA, OH 45801-8725
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 S COOL RD, LIMA, OH 45801-8725

Mortgage

Document Number	3190003505
Date	Mar 19, 2021
Book Page	2021/3505
Instrument	202103190003505

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	LIMA, OH 45802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 31, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	190 S COOL RD, LIMA, OH 45801-8725
Document Number	0000012329
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	190 S COOL RD LIMA OH 458018725, LIMA, OH 45801-8725

Mortgage

Document Number	0000012329
Date	Oct 7, 2020
Instrument	12329

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	LIMA, OH 45802-0990

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 1, 2020
Property Address	190 S COOL RD, LIMA, OH 45801-8725
Document Number	0000012076
Instrument Date	Sep 23, 2020
Instrument	12076
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 S COOL RD LIMA OH 458018725, LIMA, OH 45801-8725

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	190 S COOL RD, LIMA, OH 45801-8725
Document Number	0000004509
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 S COOL RD LIMA OH 458018725, LIMA, OH 45801-8725

Mortgage

Document Number	0000004509
Date	May 4, 2020
Instrument	4509

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 3, 2035

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	190 S COOL RD, LIMA, OH 45801-8725
Document Number	0000005385
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 S COOL RD LIMA OH 458018725, LIMA, OH 45801-8725

Mortgage

Document Number	0000005385
Date	May 17, 2017
Instrument	5385

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	LIMA, OH 45802-0990

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 16, 2022

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	190 S COOL RD, LIMA, OH 45801-8725
Document Number	0000002526
Book / Page	002017 / 002526
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 S COOL RD LIMA OH 458018725, LIMA, OH 45801-8725

Mortgage

Document Number	0000002526
Date	Mar 13, 2017
Book Page	002017/002526
Instrument	2526

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	LIMA, OH 45802-0990

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 12, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,859.00 (-1.14%)	$243,470 (-) Land $108,610 Building $134,860	$695,600 (-) Land $310,300 Building $385,300
2024	$7,950.00 (+21.08%) Homeowner's exemption	$243,470 (+18%) Land $108,610 Building $134,860	$695,600 (+18%) Land $310,300 Building $385,300
2023	$6,566.00 (-1.19%) Homeowner's exemption	$206,330 (+0.39%) Land $92,050 Building $114,280
2022	$6,645.00 Homeowner's exemption Additional exemption filed	$205,520 Land $92,050 Building $113,470
2021			$589,500 Land $263,000 Building $326,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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