190 River Mist Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 190 River Mist Dr, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,874 sqft · built 2021
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$295,500 (Apr 2021)
Tax Bill	$7,456 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027022-0620`

Property Details

APN / Parcel Number

Primary APN	`027022-0620`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	1,874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	190 RIVER MIST DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97/9-12 BANNON LAKES PARCEL B LOT 62 OR5233/109
Legal Range	28E
Legal Township	06S
Legal Section	11
Legal Subdivision	BANNON LAKES PARCEL B
Legal Block	1
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2065
Census Tract	20904

Owner

Source: St. Johns County records · APN 027022-0620

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2021 · Amount on Record
Deed Sale	Apr 09, 2021 · Amount on Record
Deed Document Number	202139480
Deed Book / Page	5233 / 109
Record Updated	Jun 08, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 09, 2021
Property Address	190 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046
Document Number	0052330109
Book / Page	5233 / 109
Map Reference	MB 97 PG 9
Instrument Date	Apr 08, 2021
Instrument	2021039480
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,068.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 RIVER MIST DR, ST AUGUSTINE, FL 32095-9046

Mortgage

Document Number	0005233113
Date	Apr 09, 2021
Instrument	5233/113

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,304 (+0.03%) Land $85,000 Building $256,304	$341,304 (-4.01%) Land $85,000 Building $256,304
2025	$7,456.00 (+9.73%) Homeowner's exemption	$341,217 (+2.9%)	$355,567 (-1.29%) Land $90,000 Building $265,567
2024	$6,795.00 (+1.15%) Homeowner's exemption	$331,601 (+3%)	$360,220 (-) Land $95,000 Building $265,220
2023	$6,718.00 (+3.5%) Homeowner's exemption	$321,943 (+3%)	$360,220 (+15.25%) Land $95,000 Building $265,220
2022	$6,491.00 Homeowner's exemption	$312,566	$312,566 Land $78,400 Building $234,166

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force 169 of 206 on primary residences

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.