178 River Mist Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 178 River Mist Dr, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,090 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2023)
Tax Bill$7,810.00 (2025)

Property Details

APN / Parcel Number

Primary APN027022-0630

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,090 sqft Living Area
Gross Area2,682 sqft Gross Area
1st Floor1,149 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area172 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address178 RIVER MIST DR
CitySAINT AUGUSTINE
StateFL
Zip32095-9046
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description97/9-12 BANNON LAKES PARCEL B LOT 63 OR5712/192
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionBANNON LAKES PARCEL B
Legal Block1
Legal Lot Number63
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records · APN 027022-0630

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address178 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 22, 2023Warranty Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC
Sep 14, 2020Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Prior SaleSep 14, 2020 · Amount on Record
Deed Doc Number202313420
Deed Book / Page5712 / 192
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address178 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046

Mortgage

Document Number0054371621
DateDec 06, 2021
Book Page5437/1621
Instrument2021131832
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 22, 2023
Property Address178 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046
Document Number0057120192
Book / Page5712 / 192
Map ReferenceMB 97 PG 9-12
Instrument DateFeb 17, 2023
Instrument2023013420
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyHOMELIGHT SETTLEMENT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address400 DANDY LOOP RD, YORKTOWN, VA 23692-4513

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 PINE BLUFF DR, ST AUGUSTINE, FL 32092-1722

Mortgage

Document Number0005712194
DateFeb 22, 2023
Instrument5712/194
Lender
NameRESICENTRAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 14, 2020
Property Address178 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046
Document Number0050411520
Book / Page5041 / 1520
Map ReferenceMB 97 PG 9
Instrument DateSep 09, 2020
Instrument2020078250
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,103.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9046

Mortgage

Document Number0050411524
DateSep 14, 2020
Instrument5041/1524
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$348,332 (-5.22%) Land $85,000 Building $263,332$348,332 (-5.22%) Land $85,000 Building $263,332
2025$7,810.00 (+0.13%) Homeowner's exemption$367,530 (+29.85%)$367,530 (-1.29%) Land $90,000 Building $277,530
2024$7,800.00 (+25.32%)
2023$6,224.00 (+3.6%) Homeowner's exemption$283,038 (+3%)$372,316 (+14.23%) Land $95,000 Building $277,316
2022$6,008.00 Homeowner's exemption$274,794$325,930 Land $78,400 Building $247,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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