Stephens County property record for 190 Richardson St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1958 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jul 2022) |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032A 119 |
| Primary APN | 032A 119 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Heated Area |
| Basement Area | 1,073 sqft |
| Unfinished Basement | 1,073 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 264 sqft |
| Deck Area | 64 sqft |
| Patio Area | 192 sqft |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 706000 |
|---|---|
| Old Parcel Number | 032A 119 |
| Street Address | 190 RICHARDSON ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PT LOT 28 S M DAVIS S/D |
| Legal Subdivision | S M DAVIS |
| Legal Lot Number | 28 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970301 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 190 RICHARDSON ST, TOCCOA, GA 30577-3577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE |
| Jul 28, 2022 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE |
| Aug 7, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Prior Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 0001305244 |
| Deed Book / Page | 1305 / 244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 28, 2022 |
| Property Address | 190 RICHARDSON ST, TOCCOA, GA 30577-3577 |
| Document Number | 0013050244 |
| Book / Page | 1305 / 244 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-001125 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 MEMORY LN, MARTIN, GA 30557-2643 |
| Investor | Possibly a Property Investor |
| Document Number | 0001305245 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 1305/245 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 28, 2022 |
| Property Address | 190 RICHARDSON ST, TOCCOA, GA 30577-3577 |
| Document Number | 0013050244 |
| Book / Page | 1305 / 244 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-001125 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 MEMORY LN, MARTIN, GA 30557-2643 |
| Document Number | 0013050000000245 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 0000001305/0000000245 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 7, 2020 |
| Property Address | 190 RICHARDSON ST, TOCCOA, GA 30577-3577 |
| Document Number | 0012180505 |
| Book / Page | 001218 / 000505 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 RICHARDSON ST TOCCOA GA 305773577, TOCCOA, GA 30577-3577 |
| Document Number | 12180507 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 001218/000507 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2050 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (+24.19%) Homeowner's exemption | $61,144 (+59.19%) Land $773 Building $60,371 | $152,859 (+59.19%) Land $1,932 Building $150,927 |
| 2023 | $1,083.00 (+33.37%) | $38,410 (+40.81%) Land $773 Building $37,637 | $96,024 (+40.81%) Land $1,932 Building $94,092 |
| 2022 | $812.00 | $27,277 Land $773 Building $26,504 | $68,192 Land $1,932 Building $66,260 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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