151 Richardson St, Toccoa, GA 30577 Property Records

Stephens County property record for 151 Richardson St, Toccoa, GA 30577 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,800 sqft · built 2023
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2026)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032A 155`

Property Details

APN / Parcel Number

Primary APN	`032A 155`
Alternative APN	`705350`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,800 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Terrain	Gentle Slope
Porch	Slab
Porch Area	608 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	705350
Street Address	151 RICHARDSON ST
City	TOCCOA
State	GA
Zip	30577-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 S M DAVIS S/D
Legal Subdivision	S M DAVIS S/D
Legal Lot Number	14
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2024
Census Tract	970301

Owner

Source: Stephens County records · APN 032A 155

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	151 RICHARDSON ST, TOCCOA, GA 30577-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2026	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL
Aug 09, 2023	Warranty Deed, Transfer
Apr 03, 2023	Warranty Deed, Transfer
May 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2026 · Amount on Record
Deed Sale	Jun 28, 2026 · Amount on Record
Prior Sale	Feb 21, 2025
Deed Document Number	20261903
Deed Book / Page	1455 / 387
Prior Transfer Date	Apr 16, 2002
Prior Transfer Doc	0550000001
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 28, 2026
Property Address	151 RICHARDSON ST, TOCCOA, GA 30577-3543
Document Number	0000001903
Book / Page	1455 / 387
Instrument Date	May 29, 2026
Instrument	20261903
Transaction Type	Transfer
Record Updated	Aug 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 RICHARDSON ST, TOCCOA, GA 30577-3543

Mortgage

Document Number	0000001904,
Date	Jun 28, 2026
Book Page	1455/389
Instrument	20261904

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 09, 2023
Property Address	151 RICHARDSON ST, TOCCOA, GA 30577-3543
Document Number	0013390007
Book / Page	1339 / 7
Instrument Date	Aug 09, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 RICHARDSON ST, TOCCOA, GA 30577-3543
Investor	Possibly a Property Investor

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 03, 2023
Property Address	151 RICHARDSON ST, TOCCOA, GA 30577-3543
Document Number	0013260026
Book / Page	1326 / 26
Instrument Date	Apr 03, 2023
Instrument	2023-000343
Transaction Type	Transfer
Record Updated	May 08, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 NETTLES DR, CLEVELAND, GA 30528-5925

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 27, 2022
Property Address	151 RICHARDSON ST, TOCCOA, GA 30577-3543
Document Number	0012980353
Book / Page	1298 / 353
Instrument Date	May 27, 2022
Instrument	2022-000808
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6489 YACHT CLUB RD, FLOWERY BRANCH, GA 30542-3857

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,997.00 (+438.27%)	$72,787 (+483.46%) Land $940 Building $71,847	$181,967 (+483.49%) Land $2,349 Building $179,618
2023	$371.00 (+7.85%)	$12,475 (+7.9%) Land $940 Building $11,535	$31,186 (+7.9%) Land $2,349 Building $28,837
2022	$344.00	$11,562 Land $940 Building $10,622	$28,904 Land $2,349 Building $26,555

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 13% of Georgia
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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