190 Richards Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 190 Richards Rd, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-38-21-GB-*-9`

Property Details

APN / Parcel Number

Primary APN	`28-38-21-GB-*-9`
Alternative APNs	`28-38-21-GB-00000.0-0009.00` `2850019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	3,851 sqft
1st Floor Area	1,916 sqft
Upper Floors Area	112 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	106 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	420 sqft
Patio Area	420 sqft
Balcony Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2850019
Street Address	190 RICHARDS RD
City	MELBOURNE BEACH
State	FL
Zip	32951-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	RICHARDS SUBD LOT 9
Legal Range	38E
Legal Township	28S
Legal Section	21
Legal Subdivision	RICHARDS SUBD
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE SHORES-FLORIDANA BEACH
Census Block Group	1
Census Block	1009
Census Tract	66103

Owner

190 Richards Rd is owner-occupied and held in a trust since October 2018.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	190 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 4, 2018
Transfer Doc	0083111737
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 19, 2018
Property Address	190 RICHARDS RD, MELBOURNE BEACH, FL 32951-3003
Document Number	0083111737
Book / Page	008311 / 001737
Instrument Date	Oct 4, 2018
Instrument	258086
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	190 RICHARDS RD MELBOURNE BEACH FL 329513003, MELBOURNE BEACH, FL 32951-3003

Tax Assessment & Valuation

The 2025 property tax bill for 190 Richards Rd was $2,887 with exemptions applied, up 10.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,140 (+2.7%)	$543,170 (+0.47%)
2025	$2,887.00 (+10.32%) Homeowner's exemption Veteran's exemption Widower's exemption	$201,700	$540,640
2024	$2,617.00 (+2.23%)
2023	$2,560.00 (+4.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$190,320 (+3%)	$555,780 (+26.16%) Land $190,000 Building $365,780
2022	$2,439.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$184,780	$440,550 Land $170,000 Building $270,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Richards Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	133 units insured incl. 27 condo units
Nearby Flood Claims	34 (1984–2017)
Claims Outside the SFHA	30 of 34
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 3 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 190 Richards Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20