Buncombe County property record for 190 Pearson Ln, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,980 sqft · built 2021 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0618-28-4840-00000 |
| Primary APN | 0618-28-4840-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,980 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Contemporary |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 86,684 sqft (1.99 acres) |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 450 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 190 PEARSON LN |
|---|---|
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:02/13/2020 DEED |
| Legal Description | DEED DATE:02/13/2020 DEED:5863-1582 SUBDIV:LYNCH COVE LOT:4 PLAT:0204-0053 |
| Legal Subdivision | LYNCH COVE |
| Legal Lot Number | 4 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 3103 |
190 Pearson Ln is owned and occupied by two individuals who acquired it in February 2020.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 190 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2020 |
| Deed Sale | Feb 13, 2020 |
| Prior Sale | Mar 9, 2004 · Amount on File |
| Deed Document Number | 0058631582 |
| Deed Book / Page | 5758 / 1565 |
| Prior Transfer Date | Apr 5, 2019 |
| Prior Transfer Doc | 0057581565 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 190 Pearson Ln was $2,396.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,396.00 | $366,700 | |
| 2023 | $2,013.00 | $332,900 | $332,900 Land $48,400 Building $284,500 |
| 2021 | $366,700 Land $48,800 Building $317,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Pearson Ln in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Pearson Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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