190 Pearson Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 190 Pearson Ln, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,980 sqft · built 2021
Lot Size1.99 acres (86,684 sqft)
Owner2 Individual Names on File
Tax Bill$2,396 (2025)
Flood ZoneZone X (minimal risk)
APN0618-28-4840-00000

Property Details

APN / Parcel Number

Primary APN0618-28-4840-00000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,980 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Architectural StyleContemporary
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialMetal
Lot Area86,684 sqft (1.99 acres)
Garage Area450 sqft
Parking Spaces2 Parking Spaces
Deck Area450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address190 PEARSON LN
CityBLACK MOUNTAIN
StateNC
Zip28711-3725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:02/13/2020 DEED
Legal DescriptionDEED DATE:02/13/2020 DEED:5863-1582 SUBDIV:LYNCH COVE LOT:4 PLAT:0204-0053
Legal SubdivisionLYNCH COVE
Legal Lot Number4
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1024
Census Tract3103

Owner

190 Pearson Ln is owned and occupied by two individuals who acquired it in February 2020.

Source: Buncombe County records, as of September 24, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address190 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2020
Deed SaleFeb 13, 2020
Prior SaleMar 9, 2004 · Amount on File
Deed Document Number0058631582
Deed Book / Page5758 / 1565
Prior Transfer DateApr 5, 2019
Prior Transfer Doc0057581565
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 190 Pearson Ln was $2,396.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,396.00$366,700
2023$2,013.00$332,900$332,900 Land $48,400 Building $284,500
2021$366,700 Land $48,800 Building $317,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Pearson Ln in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims30 (1979–2024)
Claims Outside the SFHA5 of 30
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 16 claims
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Pearson Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pearson Ln

Nearby Streets

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