Buncombe County property record for 160 Pearson Ln, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,856 sqft · built 2000 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Mar 2017) |
| Tax Bill | $4,414 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0618-28-2272-00000 |
| Primary APN | 0618-28-2272-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| Gross Area | 4,356 sqft |
| 1st Floor Area | 3,192 sqft |
| 2nd Floor Area | 1,164 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Deck Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 061801282127000 |
|---|---|
| Street Address | 160 PEARSON LN |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:03/16/2017 DEED |
| Legal Description | DEED DATE:03/16/2017 DEED:5529-1178 SUBDIV:LYNCH COVE LOT:1 SECTION:2 PLAT:0046-0065 |
| Legal Subdivision | LYNCH COVE |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 3103 |
160 Pearson Ln is owned and occupied by an individual who bought it in March 2017.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 160 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage NEW YORK COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2017 · Amount on File |
| Deed Sale | Mar 16, 2017 · Amount on File |
| Prior Sale | Feb 1, 2001 · Amount on File |
| Deed Document Number | 0055291178 |
| Deed Book / Page | 5529 / 1178 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 160 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 160 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725 |
| Document Number | 0060751008 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 6075/1008 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 160 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059220662 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 5922/662 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 16, 2017 |
| Property Address | 160 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725 |
| Document Number | 0055291178 |
| Book / Page | 5529 / 1178 |
| Map Reference | MB 46 PG 65 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 SPRING VIEW DR, 104, BLACK MOUNTAIN, NC 28711-0229 |
| Name | Verified Name |
|---|---|
| Address | 160 PEARSON LN, BLACK MOUNTAIN, NC 28711-3725 |
| Document Number | 0055291181 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 5529/1181 |
| Name | NEW YORK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 160 Pearson Ln was $4,414.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,414.00 | $675,500 | |
| 2023 | $4,087.00 | $675,700 | $675,700 Land $45,500 Building $630,200 |
| 2021 | $675,500 Land $45,300 Building $630,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Pearson Ln in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Pearson Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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