190 Oxford Rd, Moyock, NC 27958 Property Records

Currituck County property record for 190 Oxford Rd, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,016 sqft · built 2006
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2013)
Tax Bill	$4,450 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8020-77-4233`

Property Details

APN / Parcel Number

Primary APN	`8020-77-4233`
Alternative APNs	`011C00000060000` `000131179` `8020-77`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	436,036 sqft (10 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000131179
Street Address	190 OXFORD RD
City	MOYOCK
State	NC
Zip	27958-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 6 CAHOON FARMS (I/119)
Legal Subdivision	CAHOON FARMS
Legal Lot Number	6
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	1
Census Block	1015
Census Tract	110201

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 OXFORD RD, MOYOCK, NC 27958-8681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit CHARTWAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2013 · Amount on Record
Deed Sale	May 8, 2013 · Amount on Record
Prior Sale	Mar 20, 2008 · Amount on Record
Deed Book / Page	1249 / 68
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	190 OXFORD RD, MOYOCK, NC 27958-8681
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018060056
Date	Apr 10, 2025
Book Page	1806/56
Instrument	394768

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	190 OXFORD RD, MOYOCK, NC 27958-8681
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015000317
Date	Sep 26, 2019
Book Page	1500/317
Instrument	345857

Lender

Name	CHARTWAY FCU
Type	Credit Union
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,450.00 (-0.38%)	$622,300 (-) Land $160,100 Building $462,200
2024	$4,467.00 (+9.59%)	$622,300 (-) Land $160,100 Building $462,200
2023	$4,076.00 (+18.63%)	$622,300 (-) Land $160,100 Building $462,200	$622,300 (-) Land $160,100 Building $462,200
2022	$3,436.00	$622,300 Land $160,100 Building $462,200	$622,300 (-) Land $160,100 Building $462,200
2021			$622,300 Land $160,100 Building $462,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	3 (2009–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Cox Communications Fiber	1,000 / 35

May also be available: Brightspeed, Verizon.

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